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HSBC Mobile Banking (Mobile Banking)
Mobile Banking
What is Mobile Banking?

HSBC Mobile Banking lets you access and manage your HSBC accounts quickly and securely from your mobile device - anytime, 24 hours a day.


What banking functions can I perform through HSBC Mobile Banking?

With HSBC Mobile Banking, you can access and manage your HSBC accounts quickly and securely from your mobile device:


  • View your account balances and transaction history
  • Pay bills to virtually anyone in the U.S.
  • Transfer funds between your HSBC accounts
  • Locate ATMs and branches
  • Send and receive secure BankMail

Data charges from your mobile service provider may apply. HSBC is not responsible for these charges.


What types of mobile devices can access HSBC Mobile Banking?

The HSBC Mobile Banking App can be easily accessed with the following devices:


  • Apple® iPhone® iOS 3 and higher iPod Touch® iOS 3 and higher
  • Android™ -powered devices with platform 2.1 and higher
  • BlackBerry® Torch™ 9810, 9850 and 9860 smartphones.

Apple®, iPhone®, iPod Touch®, Safari® and OS X® are trademarks of Apple Inc., registered in the United States and/or other countries. App Store is a service mark of Apple Inc.


IOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license.


Android is a trademark of Google, Inc.


BlackBerry®, RIM®, Research in Motion® and related trademarks, names and logos are the property of Research in Motion Limited and are registered and/or used in the U.S. and countries around the world. Used under license from Research in Motion Limited.


Does my device need to accept cookies to access Mobile Banking?

If you access Mobile Banking through us.hsbc.com/mobile your device will need to accept cookies. If you use the Mobile App, it will not.


We use "cookies" to help us determine whether you have accepted the Mobile Banking Terms and Conditions. Cookies are small files that our web server places on your mobile device that allow us to identify your acceptance of this Terms and Conditions. The cookies we set contain no personal information. HSBC Cookies only identify that you have accepted the Terms and Conditions, and cannot be read by any non-HSBC websites.


HSBC does not gather any information from you, store any information related to you or provide any information about you to nonaffiliated third parties.


Are there any fees to use HSBC Mobile Banking?

There are no fees to use HSBC Mobile Banking service.


Data charges from your mobile service provider may apply. HSBC is not responsible for these charges.


How do I log on to HSBC Mobile Banking?

To log on to HSBC Mobile Banking, you can download the app from the App Store℠ or Google Play℠. Or if you prefer, simply visit us.hsbc.com/mobile from your mobile device. To log on, enter your Personal Internet Banking credentials (Username, Password and Security Key) to gain access to your HSBC accounts. For easy navigation to Mobile Banking, you can bookmark the web address on your mobile device.


How can I use HSBC Mobile Banking?

You will have the opportunity to:


  • Use the Branch Locator service to identify HSBC branches and ATMs nearby. You can choose whether or not to use your mobile device's actual location while using the branch locator service. You do need to have accounts with any member of the HSBC Group to use this service.
  • Access your HSBC accounts through a mobile-optimized version of HSBC Bank USA, N.A.’s Personal Internet Banking service. You must be registered for Personal Internet Banking to access your HSBC accounts through the mobile banking service and are subject to all Personal Internet Banking Terms and Conditions.

Do I use the same log on credentials (Username, Password and Security Key) for HSBC Mobile Banking that I use for the Personal Internet Banking?

Yes, the same Personal Internet Banking credentials (Username, Password and Security Key) are used to access your HSBC accounts through Mobile Banking.


Can I change my log on credentials (Username, Password and/or Security Key) in Mobile Banking?

No, log on credentials cannot be changed within Mobile Banking. You can change your credentials by logging on to Personal Internet Banking from your computer or laptop.


Can I use HSBC Mobile Banking outside the United States?

The Mobile Banking service is available outside the United States but is dependent on the availability of the mobile service provider's geographical coverage. We recommend that you check your roaming coverage and charges prior to travel outside of the United States.


Please note: HSBC reserves the right to cancel transactions, at its discretion, when initiated outside of the United States.


How can I enlarge the view of my account details if this feature is not available on my mobile device?

To enlarge your account details while logged on to the web-based version of Mobile Banking (through us.hsbc.com/mobile), select the 'Full Website' link located at the bottom of your Mobile Banking screen. This will open your Personal Internet Banking profile where your session can be expanded for viewing.


Transfers
What types of Transfers can be initiated through Mobile Banking?

You can perform 'One-time Transfers' including future dated transfers between your HSBC checking, savings, credit card, mortgage and/or line of credit accounts through Mobile Banking.


Can Transfers be canceled or changed through Mobile Banking?

No, transfers cannot be canceled or changed through Mobile Banking. You can make changes to a Transfer when you log on to Personal Internet Banking from your computer or laptop.


What if a Transfer cannot be processed accordingly?

You will receive a secure BankMail if a transfer cannot be processed.


Pay Bills
Can I pay bills through HSBC Mobile Banking?

Yes, with HSBC Mobile Banking, you can conveniently pay bills to virtually anyone in the United States, 24 hours a day.


Can I set up a new bill payment payee within Mobile Banking?

A new payee cannot be setup within Mobile Banking. Before you can make payments through Mobile Banking you have to set up the payee through the full website view or Personal Internet Banking on your computer and make the first payment to that payee. Once the first payment is made, payments thereafter can be setup through Mobile Banking.


Can I change or cancel a bill payment through Mobile Banking?

Bill Payments cannot be canceled or changed through Mobile Banking. You may cancel or change a bill payment in the Full Website view from your mobile device, or when you log on to Personal Internet Banking from your computer or laptop.


What is the cut-off time for bill payments?

Bill Payments scheduled before 1:00 P.M. Eastern Time, Monday through Friday (excluding federal holidays), will be processed on that day. Payments scheduled after 1:00 P.M. Eastern Time will be processed on the next business day.


We recommend that you schedule your bill payments at least five (5) business days before a payment is due.


Is there a fee for the Bill Pay service?

No, the Bill Pay service is free for all HSBC customers.


How do I report a Bill Pay problem?

You can report a Bill Pay issue by sending a secure BankMail or you can contact our Customer Relationship Center.


How will I be notified if there are any issues with my bill payments?

You will receive a secure BankMail if a bill payment cannot be processed.


Security
Are account details stored on my mobile device?

HSBC does not store any account details on your mobile device.


What security measures can I take to protect my information on Mobile Banking?

The steps you should take to ensure your information is secure include:


  • Log off your Mobile Banking session when finished
  • Password-protect your mobile device
  • Disable the Password Save or Auto Complete function in your browser
  • Keep your Username, Password and Security Key confidential and do not share your credentials with anyone.

Additionally, your banking transactions are covered by HSBC's $0 Liability, Online Guarantee* , so you can continue to perform online banking and bill payment transactions safely and with peace of mind.


For additional information about online security, visit HSBC's Security Site .


What happens if my mobile device is lost or stolen?

If your mobile device is lost or stolen and/or you feel your log on credentials may have been compromised, please contact the Customer Relationship Center immediately.


We also recommend that you contact your wireless service provider to have your device deactivated.


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