Each Online CD is a way for you to guarantee earnings in a financial world of ups and downs.
When you open one of our Online CDs, you'll get:
- A competitive interest rate
- Guaranteed earnings with no market risk
Your money is committed to your Online CD. If you withdraw any of your principal from your Online CD, you will incur a penalty of 30 days' simple interest.
- Easy online account management
Apply online too.
When your Online CD matures, you can:
- Let your balance automatically roll over into an Online CD of the same term. You'll earn the then-current interest rate and APY for the same term without having to renew.
- Add money to your maturing CD during the grace period when renewing into the same term.
- Open a new Online CD with your balance.
During the grace period, you can consider what to do with your balance.
- Instantly transfer your balance to your other HSBC deposit accounts during the grace period.
And, trust that your money's being saved wisely:
- Your money's FDIC-insured to the maximum permitted by law
For more information about FDIC insurance, visit www.fdic.gov.
- You'll bank in a secure online environment.
Your information is password protected and encrypted with the latest security technology.
† Deposit accounts in the US are offered by HSBC Bank USA, N.A. Member FDIC. Deposits are insured to the maximum permitted by law.
*** Annual Percentage Yield (APY) for the Online CD is accurate as of 09/06/2010. A penalty may be imposed for early withdrawal. Minimum balance to open and obtain APY is $10. APY subject to change without notice prior to account opening and funding and applies only to accounts opened through HSBCadvanceUSA.com.
Deposit accounts issued by HSBC Bank USA, N.A. ©2010 HSBC Bank USA, N.A. All Rights Reserved.
