Mortgage Warehouse Lending
HSBC Bank USA, N.A. has provided mortgage banking companies with Warehouse Lines of Credit and related products for over twenty years. Our long-term commitment to this specialized industry provides HSBC with the knowledge and expertise that can assist your company in achieving its business goals.
Product Features
Your company's operations will benefit from the features of our warehouse facilities, which can be customized to meet your funding requirements. Some of the features of our warehouse lines include:
- Competitive pricing options based on the 30 Day LIBOR Rate
- Sub limits for a variety of niche products
- Easy loan advance procedures and excellent warehouse tracking system
- Availability and access to other HSBC products and services to help your company utilize its warehouse line in a more efficient manner
Customer Requirements
HSBC desires warehouse customers to meet certain qualifications including:
- Minimum net worth requirement of $500,000
- Primarily “A/ Alt. A” quality conventional and government loan production
- Satisfactory investor references and mortgage banking experience
