Asset Based Lending
HSBC offers flexible financing solutions for:
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When financing $5 million or more, you want solutions that are customized for your particular business, business cycle and for your specific financing objectives. With HSBC lending strategies, you gain the financial flexibility required to pursue key growth activities and capital-intensive business operations.
For example:
Your business objective | Loan type | Loan structure |
| Daily working capital needs | Revolving lines of credit | Draw on up to 85% of eligible receivables and up to 65% of eligible inventory |
| Fund capital expansion | Term loans | Borrow up to 90% of invoice value or up to 80% of the appraised value of existing machinery and equipment |
| Vertical and horizontal integration | Acquisition financing | Leverage the value of your assets for more financial power |
| Improved cash flow, more flexibility | Debt refinancing | Restructure traditional bank debt. |
We help you finance a variety of other objectives, including:
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Consider asset-based lending if your annual sales are over $10 million & you are:
- Highly leveraged and thinly capitalized
- Acquiring, merging or restructuring
- In a high growth mode
