United States [Skip navigation]
HSBC - The World's Local Bank
Business Direct from HSBC | BusinessNow | ExtraVantage® | Analyzed | BusinessSmart for Professionals

Business Checking Products

HSBC Checking Accounts

All HSBC Business Checking Accounts include:

  • Free Business Internet Banking and online Bill Pay
  • Free
  • Dedicated Service Line (1-877-HSBC-BIZ)
  • 0% Introductory APR with No Annual Fee(1)
  Ideal For Minimum Balance Monthly Transaction Limit Features

  • High propensity for electronic transactions
  • No cash handling needs
  • High online, Tele-banking or ATM banking usage
  • No monthly maintenance fee
  • Unlimited monthly transactions at HSBC ATMs(3)
  • 10 free wire transfers per month
    (5 incoming, 5 outgoing(4))

ExtraVantage® Checking for Business

  • Moderate to high transaction volumes
  • More complex banking needs
  • Support from dedicated relationship manager
$25,000, combined across business deposit accounts 750
  • Free order of first 250 Business Checks(2)
  • Dedicated Business Banking Specialist

  • Multiple cash management needs
  • High transaction volume
  • Large deposit balances
  • In need of earnings credit rate which is applied against balance to help reduce/offset service fees
  • Support from dedicated relationship manager
$0 No
  • Use credits to decrease monthly fees
  • Earnings credit offset eligible service fees*
  • Access to cash management tools with detailed account statements

BusinessSmartSM for Professionals

  • A professional industry - Accountants, Law firms, Healthcare, Architects, Engineers, etc.
  • Moderate to high transaction volumes
  • Faster funds availability needs
  • Specialized products and services
  • Support from dedicated relationship manager
  • Optional earnings credit rate applied against balance to help reduce/offset service fees
$100,000 combined across personal, business, and investment balances 1,000
  • Free order of first 150 Business Checks + endorsement stamp
  • Line of Credit as low as Prime + 1.25% with auto deduct from an HSBC business checking account(5)

  • Interest paid to businesses set up as Sole Proprietors or Non-Profits
  • Basic banking needs
$0 No
  • Pays interest to sole proprietors and not-for-profit's



(1) Introductory Annual Percentage Rate (APR) fixed for six months from opening and will vary thereafter. Offer applies to new accounts only and is subject to credit approval.

(2) Offer is valid for one order of 250 count, 3-to-a-page business style checks for new accounts only. If a different check style is desired, a discount of up to $50 would be applied to the price of the business check order. The offer is not valid on third party check orders. No cash value.

(3) Excludes Cash deposits in excess of $5,000 per month

(4) Only applicable to outgoing wire transfers initiated through Business Internet Banking

(5) Rates for Lines of Credit range from Prime + 1.25% to Prime + 8% and vary based on changes in the HSBC Bank USA, N.A. Prime Rate