Employee Benefits
TO EVERYONE'S HEALTH. YOUR BUSINESS INCLUDED.
At HSBC, we understand the importance of keeping good employees
happy and healthy. We’re also well aware of rising healthcare costs.
That’s why our insurance specialists will work with you to design a plan
that provides benefits to your employees as well as to you and your
business – including deductible and co-payment options that fit your
budget and cost-effective group rate premiums. Products include:
- Health Insurance - offering quality health plans for employees and their families, many with access to local hospitals, doctors and pharmacies. A variety of deductibles and co-payments are offered to control overall costs.
- Group Life Insurance - simple and affordable with minimum coverage starting at $10,000. Can include accidental death and dismemberment (AD&D) options.
- Dental - a variety of plans are available that allow employees to choose from a selection of participating dentists. Can be tailored to include preventative, basic and/or major services.
- Section 125 Plans - helps control escalating healthcare costs through pretax contributions. You could even save on social security (FICA) as well as federal unemployment taxes (FUTA).
We also offer Group Long Term Care, Group Short-Term/Long-Term Disability, Vision Care, and Voluntary Benefits – paid entirely by the employees with convenient payroll deduction.
Insurance products are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., a wholly-owned subsidiary of HSBC Bank USA, N.A., an affiliate of HSBC National Bank USA, and an indirectly wholly-owned subsidiary of HSBC Holdings plc. Products and services may vary by state and are not available in all states. This website is not intended for use by consumers outside of the United States. Call 1-888-472-2872 or Contact Us.
Insurance Products are:
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NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES |
NOT FDIC INSURED |
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY |
NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES |
MAY LOSE VALUE |
