Financial Services for Legal Professionals from HSBC

Your dedicated Relationship Manager will take care of all your banking needs, so you can spend more time on your practice, not worrying about your cash flow.

LAW FIRM AND PROFESSIONAL SERVICES

Attorney Escrow:

HSBC offers a variety of escrow accounts to meet the needs of Attorneys, Funeral Directors, Real Estate Managers, and others who need a central control account with client sub-accounts for fiduciary accounting.  This escrow account allows you manage, safeguard, and segregate the assets of your clients or their beneficiaries.

Corporate Trust Services:

HSBC Corporate Trust and Loan Agency (CTLA) provides the full range of trustee, paying agency and related services to participants in the international capital markets. Our principal offices in London, New York, Hong Kong SAR, and Singapore enable us to service transactions anywhere in the world. Leveraging the global reach of the HSBC Group, we are able to provide product support to most locations.

Interest on Lawyer Trust Accounts:

Interest On Lawyer Accounts are available exclusively to attorneys and law firms for depositing clients' funds. With the escrow account, there is no minimum balance requirement and no monthly fee. You get safety and convenience in one escrow deposit account.

Business Checking:

Our Analyzed Checking account allows you to earn credits on your account balance.  You can then apply these credits to any monthly fees you may incur on your account.  Our BusinessSmart^SM for Professionals package is designed to meet your unique needs and give your business every advantage.

International Services:

Wherever you are or wherever you go in the world, you can rely on HSBC. Our combination of global expertise and local knowledge helps us meet your banking and investment needs whether you're traveling, relocating or simply looking to invest abroad.

For your firm’s International needs, HSBC offers your business access to local knowledge in over 9,500 HSBC Group offices in 76 countries and territories. Through your dedicated relationship manager, we can draw upon this global network to guide and support you through the process of opening an international account.

Business Internet Banking:

Access your accounts securely and conveniently anytime, anywhere for free.  View statements, view checks posted for payment, make wire transfers and pay bills online.

Commercial Mortgage:

HSBC provides highly competitive loan products for qualified commercial real estate properties over $1 million.  Commercial properties include: office, industrial, retail and multi-family rental property.

PERSONAL SERVICES

HSBC Premier Services:

Your Relationship Manager will ensure you have the opportunity to enjoy exclusive personal banking services reserved solely for HSBC Premier clients, including Premier checking, discounted rates on personal loans and mortgages and our HSBC Premier Investor Account – which offers you high-yield money market rates on qualifying balances.

Wealth Management/Investments:

Wealth Management and Investments is offered by HSBC Securities (USA) Inc.  Knowledgeable investment professionals can guide you toward achieving your goals with a personalized investment strategy.  With the ability to harness HSBC Securities’ worldwide perspective, we offer products and services with you in mind.

• Investing
• Full Service Brokerage
• Discount Brokerage
• Insurance
• Long Term Care
• Wealth Transfer
• Education Savings
• Retirement Planning
• Wealth and Tax Advisory Services

International Services:

As an HSBC Premier client, you’ll receive a warm welcome with international recognition and support whenever you travel to another country where HSBC and HSBC Premier are recognized.  With over 9,500 HSBC Group offices in 76 countries and territories, we have you covered with comprehensive travel services whether you are taking a trip or relocating overseas.  From transferring funds, to portable HSBC credit history and emergency services, we will help make sure your money is exactly where you need it to be.

Personal Internet Banking:

HSBC Personal Internet Banking gives you Free Online Bill Pay and the convenience of accessing your account anytime to view account balances and transactions. All personal clients of HSBC can take advantage of EasyView, which brings all your online accounts together in one place. With only one log-in and password, you can view your HSBC and non-HSBC accounts, credit cards, mortgages, investments, shopping, travel plans and more. Additionally, Premier clients can also make free self-to-self international fund transfers via secure Internet access to more than 40.

¹Insurance and Investment Products are:

Securities and annuities are provided by Registered Representatives and Insurance Agents of HSBC Securities (USA) Inc., member NYSE/FINRA/SIPC, registered Futures Commission Merchant, a wholly-owned subsidiary of HSBC Markets (USA) Inc. and an indirectly wholly-owned subsidiary of HSBC Holdings plc.

Insurance products are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., a wholly-owned subsidiary of HSBC Bank USA, N.A. and an indirectly wholly-owned subsidiary of HSBC Holdings plc. Products and service may vary by state and are not available in all states.

HSBC Securities (USA) Inc. or any other member of the HSBC Group may from time to time underwrite, perform or seek to perform investment banking services for issuers or make a market or otherwise buy or sell as principal securities or other instruments, or together with the issuers directors, officers and employees may have either a long or short position in securities, commodities, currencies or other instruments or futures or options contracts convertible into securities or other instruments.

All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.

²Residential mortgages and home equity products are offered through HSBC Mortgage Corporation (USA), a wholly owned subsidiary of HSBC Bank USA, National Association    Equal Housing Lender.