Wealth
Management

Defining, planning and preserving your wealth

Whatever your idea of "wealth," your HSBC Premier team is committed to helping you build, manage and preserve it. As an HSBC Premier client, we invite you to share your goals and lifestyle choices with us so we can help to prepare and plan for what is important to you.

A Team of specialists to help you

You will have the full support of our global HSBC network. An HSBC Premier Relationship Manager and HSBC Securities (USA) Inc. Financial Advisor¹ will work closely with you.

Our Financial Advisors will conduct a thorough needs analysis to determine a wealth management solution that is ideal for you, granting you access to a wide range of carefully selected products and services that leverage our global resources. A Financial Advisor from HSBC Securities (USA) Inc. can help you:

• Assess your current situation and investment objectives
• Examine your future goals
• Create an action plan and asset allocation strategy
• Implement your plan, using appropriate investment products
• Monitor your portfolio performance and refine your plan as your needs change or as the market shifts

Products and Services

As an HSBC Premier client, we invite you to consider our full suite of Wealth Management products and services:

• Mutual Funds, Fixed Income and other traditional investment products
• Separately Managed Accounts/Managed Portfolio Accounts - customized accounts designed to suit specific needs
• Insurance products including whole and term life insurance, long-term care, disability and annuities²
• Retirement and Education strategies
• Linkage between brokerage account to HSBC Premier checking account, to settle trades and transfer funds between accounts
• Financial Advice for business owners
• Retirement, Trust and Estate Planning to build and preserve wealth and potentially minimize personal and estate tax liabilities¹

Get Timely Market Information

Get exclusive access to worldwide insights, thanks to our Global Investment Perspective Newsletter tailored for Premier clients. Every month, you can benefit from HSBC's unique global market forecasts, analysis and opinions, designed to assist you in making informed investment decisions, practically anywhere in the world.

Read Our Exclusive Global Survey on The Future of Retirement

50,000 individuals. 25+ countries. The world's largest survey of its kind.

HSBC's global presence and expertise feed into the fifth installment of our exclusive annual survey - The Future of Retirement: It's time to prepare. Gain insights into retirement preparation from consumers, business owners, and experts from around the world. This year's survey focuses on issues such as:

• How the "Population Mega-trend" is impacting retirement planning
• How demographic challenges impact pension reform
• Creating conditions for successful retirement planning
• How the broader economy is affecting family economics

1. Securities and Annuities are provided by Registered Representatives and Insurance Agents of HSBC Securities (USA) Inc., member NYSE/FINRA/SIPC, registered Futures Commission Merchant, a wholly-owned subsidiary of HSBC Markets (USA) Inc. and an indirectly wholly-owned subsidiary of HSBC Holdings plc.

2. Insurance products are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., a wholly-owned subsidiary of HSBC Bank USA, N.A., an indirectly wholly-owned subsidiary of HSBC Holdings plc. Products and services may vary by state and are not available in all states.

Securities, Annuities and Insurance Products are: Not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency of the United States; Not guaranteed by the bank or any of its affiliates; and are subject to investment risk, including possible loss of principal invested.

HSBC Securities (USA) Inc. or any other member of the HSBC Group may from time to time underwrite, perform or seek to perform investment banking services for issuers or make a market or otherwise buy or sell as principal securities or other instruments, or together with the issuers directors, officers and employees may have either a long or short position in securities, commodities, currencies or other instruments or futures or options contracts convertible into securities or other instruments.

All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.

Mutual funds, money market funds, and Exchange Traded Funds are sold by prospectus. Please consider the investment objectives, risks, charges and expenses carefully before investing. The prospectus, which contains this and other information, can be obtained by calling your HSBC Securities (USA) Inc. Financial Advisor. Read it carefully before you invest.

Investing in foreign securities presents certain unique risks not associated with domestic investments, such as currency fluctuation, and political and economic changes. This may result in greater price volatility.