Privileges and Rewards

Your passport to a world of new experiences

Whether traveling the globe or enjoying the comforts of
home, you need a credit card that lets you live life to the
fullest. The HSBC Premier World MasterCard®, exclusively
for Premier clients¹, offers everything you expect
from a world-class credit card and more:

• No foreign transaction fees³ on purchases made in a
  foreign currency
• HSBC Premier Privileges, providing you special offers nationally and internationally on travel and leisure, dining, shopping and health and beauty
• Accepted at millions of locations worldwide
• No preset spending limit²
• No annual fee³ or over the credit limit fees
• Low Variable 9.99% APR³ on purchases
• Low Variable 9.99% APR³ on balance transfers and credit card checks

World-Class Rewards

The HSBC Premier World MasterCard offers a world-class rewards program.

• Earn 1 Point for every new, net dollar in credit card purchases, with no Points expiration or earnings cap.
• Earn double Points on all new, net card purchases for the first six months from your Account open date⁴
• Choose a reward that suits your lifestyle including once in a lifetime experiences and vacation packages, shopping, dining and entertainment and cash back, or choose to give back to a charitable organization.
• Fly almost anywhere, anytime with no blackout dates or seat restrictions.

Worldwide Protection

Premier clients have a worldwide safety net should something go wrong while travelling.

• Next-day worldwide emergency card replacement and free emergency cards for you and your family
• Immediate hotline assistance at +1 908 Premier in a financial emergency
• Emergency cash advance up to US $2,000 if your card is lost or stolen
• 100% protection for unauthorized purchases
• Identity Fraud Expense Reimbursement*
• Coverage for lost or damaged luggage, baggage delay, MasterRental® Insurance, and much more*

Protection for Your Family

Your family enjoys the same protection as you do since supplementary cards for family members come with the same emergency assistance and recognition around the world:

• No annual fee³ for supplementary cards
• Additional cards with individual credit limits that you can control for family members
• Complimentary Identity Fraud Expense Reimbursement* for supplementary cards
• Extended Warranty* that doubles the original warranty time period of a product for up to 12 additional months, Satisfaction Guarantee Coverage* on purchases, Lost or Damaged Luggage Coverage* and Baggage Delay Coverage*, MasterRental Insurance* that provides collision/ damage waiver for car rentals, and more

How to Get the HSBC Premier World MasterCard

In order to get the HSBC Premier World MasterCard credit card you need to begin a Premier Relationship. Apply for Premier now.

If you are already a Premier client, .

Compare HSBC Premier rewards with other credit card rewards

* Provided by MasterCard. Certain terms, conditions, and exclusions apply, and benefits may not be available in every state. Coverage is underwritten and administered by companies not affiliated with MasterCard or HSBC Bank Nevada, N.A. and HSBC Bank USA, N.A. Full details about these programs will be provided when you become a Cardmember.

1. To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal HSBC Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained. The HSBC Premier World MasterCard is subject to credit approval.

2. No pre-set spending limit, does not mean unlimited spending. We may permit you to incur charges (except ATM cash advance transactions) that cause your New Balance to exceed your revolving credit line. Each such charge will be evaluated based on Account usage and performance, other account relationship(s) with us and your experience with other creditors.

3. Rates are accurate as of 05/26/2013. The variable Purchase APR applies to credit card purchases and is 9.99%. The variable Balance Transfer APR applies to balance transfers and credit card checks and is 9.99%. The variable Cash APR applies to cash advances and is 21.99%. Your APRs may increase to the variable Penalty APR of 27.24% if you fail to make a minimum payment to us when due. These APRs will vary with the market based on the Prime Rate. For each billing cycle, variable APRs are calculated by adding a specified amount ("Spread") to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month ("Prime Rate"). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The Minimum Interest Charge is $0.50. A Cash Advance Fee of $5 or 3% on each transaction, whichever is greater, $50 maximum will apply. A Balance Transfer Fee of $5 or 3% on each transaction, whichever is greater, $50 maximum, will apply, unless otherwise disclosed. There is no Overdraft Fee, Annual Fee or Foreign Transaction Fee.

We have the right to change your APRs, fees, and other terms in accordance with your Agreement and applicable law. Reasons for change may include, but are not limited to, any change in your credit history, credit obligations, account performance, use of your credit lines, or our financial return. Notice of any changes will be provided to you as required by law, which may include the right to opt out of certain changes.

4. During the first 6 months your Account is open, you will receive double Points on new, net retail purchases. Otherwise, you will earn one Point for every dollar charged on new, net retail purchases to your HSBC Premier World MasterCard®.

HSBC Premier Rewards program rules will be supplied to all new Cardmembers following the receipt of their card.
HSBC Premier World MasterCard® Credit Cards are issued by HSBC Bank Nevada, N.A. or HSBC Bank USA, N.A. and require a Premier relationship and credit approval.
MasterCard® and the MasterCard brand are registered trademarks of MasterCard International Incorporated.
Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.