| HSBC Premier World MasterCard® |
$0 |
$0 |
Yes |
$0 |
24,000 Points on most major airlines1 |
10,000 Points |
16,000 Points |
| American Express® Preferred Rewards Gold Card2 |
$175 after first year |
$35 after first year |
Yes |
2.7% |
Varies by ticket |
20,000 Points |
20,000 Points |
| Citi® PlatinumSelect® / AAdvantage® Visa Signature Card3 |
$85 after first year |
$0 |
Yes |
3% |
25,000 AAdvantage miles for round trip on some airlines |
N/A |
N/A |
| Merrill Lynch Visa® Signature Credit Card4 |
$0 |
$0 |
Yes |
2% |
25,000 Points on Preferred Carriers (up to $500 value) |
10,000 Points |
20,000 Points |
| 1 based on a $400 ticket value; 2 americanexpress.com and call center research, March 2011; 3 citibank.com, citicards.com, aa.com, March 2011; 4 card.ml.com and call center research, March 2011. |