- Offer valid when you begin a new personal Premier relationship in the United States with a minimum of $50,000 funded in new money from September 21, 2009 to November 13, 2009. New money is defined as funds or positions not previously held by any member of the HSBC Group over the past six consecutive months. For existing customers, new money must be in addition to existing deposit and investment balances. Offer not valid on Retirement (IRA) Brokerage Accounts or for existing HSBC Premier clients. To qualify for HSBC Premier, you need to open a Premier Checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal Premier relationship, but these balances cannot be used to meet the new money requirements. A monthly maintenance fee of $50.00 will be incurred if minimum balance requirements are not maintained. You have up to 90 days after account opening to meet the full $100,000 balance requirement. The Annual Percentage Yield (APY) and balance for a Premier Checking Account which is accurate as of 12/23/2009 is 0.01% APY on balances of $5.00 or more. APY is variable and subject to change after opening. Charges and fees may reduce earnings. Qualified customers will be notified via mail within 90 days of account opening; notification will include instructions for redeeming gift of choice. Eligibility requirements may apply for some gift choices, e.g., credit card Reward points cannot be awarded if you do not have a credit card. Limit one gift per customer. This offer cannot be combined with any other offers or promotions, is nontransferable, good while supplies last. Any gift not chosen by March 31, 2010 will be forfeited. The cost of the gift, with the exception of Reward points, will be reported on IRS Form 1099. Premier relationship in the U.S. must remain open for a minimum of six months or value of gift, with the exception of Reward points, will be deducted from account proceeds at closing. Amazon and Kindle are trademarks of Amazon Technologies, Inc. or its affiliates. To purchase content for your Kindle, a credit or debit card issued by a U.S. bank with a U.S. billing address is required. This offer brought to you by HSBC. Amazon is not a sponsor. Amazon Kindle and associated digital content from the Kindle Store are not available outside of the United States.
- Reward points can only be granted upon approval of the HSBC Premier World MasterCard®. Notification letter will include choices.
- HSBC Premier World MasterCard® credit card requires an HSBC Premier Relationship and is subject to credit approval.
- Discounts and loan amount depend on specific program and may require certain Premier balances, reserves, equity and automatic payment from a Premier checking account. Programs are subject to change.
- Typical fees paid by lender at closing include loan origination fee, MERS fee, tax service fee, flood certification fee, document delivery fee, up-front appraisal costs, bank attorney fee, recording fees, and the CEMA processing fee for refinances applicable in NY only. Program excludes any Domestic Private Bank offerings. Borrowers must meet program qualifications. Discounts may be cancelled or subject to change at any time. Discounts cannot be combined with any other offer or discount.
- 0.25% rate discount available on fixed conforming rate product only through November 13, 2009. Discounts may be cancelled or subject to change at any time. Discounts cannot be combined with any other offer or discount.
- Foreign currency exchange rates may apply. Global View, Global Transfers, and Online Bill Pay are not available in all countries.
- Geographic and other restrictions apply.
- Securities and Annuity products are provided by Registered Representatives and Insurance Agents of HSBC Securities (USA) Inc., member NYSE/FINRA/SIPC, registered Futures Commission Merchant, a wholly-owned subsidiary of HSBC Markets (USA) Inc. and an indirectly wholly-owned subsidiary of HSBC Holdings plc.
Insurance products are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., a wholly-owned subsidiary of HSBC Bank USA, N.A., and an indirectly wholly-owned subsidiary of HSBC Holdings plc. Products and services may vary by state and are not available in all states.
Securities, Annuity and Insurance Products are: Not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency of the United States; Not guaranteed by the bank or any of its affiliates; and are subject to investment risk, including possible loss of principal invested.
HSBC Securities (USA) Inc. or any other member of the HSBC Group may from time to time underwrite, perform or seek to perform investment banking services for issuers or make a market or otherwise buy or sell as principal securities or other instruments, or together with the issuers directors, officers and employees may have either a long or short position in securities, commodities, currencies or other instruments or futures or options contracts convertible into securities or other instruments.
All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor. - Mutual funds are sold by prospectus. Please consider the investment objectives, risks, charges and expenses carefully before investing. The prospectus, which contains this and other information can be obtained by calling your Financial Advisor. Read it carefully before you invest.
HSBC Premier Rewards program rules will be supplied to all new Cardmembers following the receipt of their card.
HSBC Premier World MasterCard® credit cards are issued by HSBC Bank USA, N.A. or HSBC Bank Nevada, N.A.
MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.
Mortgage products are offered in the U.S. by HSBC Mortgage Corporation (USA) and are subject to credit approval. Programs subject to change. Geographic and other restrictions apply.
Equal Housing Lender
Deposit products offered in the United States by HSBC Bank USA, N.A. Member FDIC.
