United States
HSBC Premier
Moving to the U.S. | Moving from the U.S. | Buying Property Overseas | Investing in the U.S.
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HSBC Premier

Moving to the U.S.

Manage your finances and your move with HSBC Premier

Arriving in the U.S.

HSBC Premier includes an extraordinary package of banking services designed for the way you live. Your dedicated Premier Relationship Manager will help tailor a set of services to best meet your banking needs --- giving you the latitude to ease your move. That way you'll be able to manage your finances by having all the information you need in one place.

Apply for Premier

Apply online

As a Premier client, you have easy access to your money, a world of mortgage financing options, and a team of professionals around the world ready to assist you.


Premier Checking

  • No monthly maintenance fees on checking if balance requirements are met1
  • Free access to HSBC ATMs within the U.S.
  • Personal Internet Banking and Free Online Bill Pay
  • No charge for wallet-style checks

Premier Investor Money Market Account

  • Access to an exclusive high-yield, FDIC insured2, Money Market Account
  • Receive a high-yield on qualifying balances of $25,000 or more
  • Maintain easy access to funds and add to your balance whenever you like

Preferred Pricing

  • HSBC Premier Debit MasterCard® with PayPassTM Card has no monthly service fees and a generous daily withdrawal limit
  • Preferred rates on CDs3, which are assured of guaranteed growth regardless of market fluctuations or decreasing deposit rates
  • Free fund transfers online between your HSBC accounts whichever country they are in4
  • 50% off the annual rental of a small safe deposit box where available
  • No issuance fees for travelers cheques, money orders, official checks and foreign drafts

Premier Mortgage and Home Equity

  • Premier Mortgage with no lender fee and available to international borrowers with qualifying visas
  • Preferred rates plus an additional 1/4% rate reduction for qualifying customers on Premier Mortgage
  • Preferred pricing with automatic payment from your U.S. Premier Checking account on Home Equity Line of ChoiceSM or Home Equity Loans5

HSBC Premier World MasterCard Rewards6

Flexibility to choose your rewards, including:
- Cash Back
- Gift cards/gift certificates
- Vacation and cruise packages
- Air travel
- Unique experiences
- and much more

  • Earn one point for every dollar spent on new retail purchases with your Premier World Mastercard
  • Earn unlimited points that never expire
  • Receive 1,000 bonus points after your first credit card purchase to get you started

Access To Funds

View and manage your accounts when you're away, while enjoying the same services you expect at home.

  • Free HSBC ATM access within the U.S.
  • Global View lets you view and manage online, your worldwide HSBC accounts across borders. Learn how with this demo.
  • HSBC Personal Internet Banking offers you Free Online Bill Pay and the convenience of accessing your account anytime to view account balances and transactions
  • Free fund transfers online between your worldwide HSBC accounts, whichever country they are in4
  • Dedicated HSBC call centers offer help 24/7 in North America: 1 888 662-HSBC (4722), International: 1 716 841-6866 (call collect)


1. To qualify for HSBC Premier, you need to maintain $100,000 in combined personal deposit and investment balances or $500,000 in combined personal deposit, investment, and credit/mortgage balances. Business owners may use their commercial balances to qualify for personal Premier membership. A monthly maintenance fee of $100 will be incurred if minimum balance requirements are not maintained.

2. Insured up to the maximum allowed by law.

3. If available, applies for initial term of qualifying new HSBC personal CDs under $100,000.

4. Foreign currency exchange rates may apply. Global Transfers is initially only available in five countries: United States, United Kingdom, Canada, Hong Kong and Brazil with additional countries coming soon.

5. Mortgage and Home Equity products in the U.S. are offered through HSBC Mortgage Corporation (USA) and are subject to underwriting approval. Discounts can be cancelled or subject to change at any time. Discount can not be combined with any other offer or discount. All loans are subject to credit approval. Discount not available on loans obtained through dealers, brokers and other third parties. Rate discount does not apply to introductory rates.

6. HSBC Premier World MasterCard® credit cards are issued by HSBC Bank Nevada, N.A. or HSBC Bank USA, N.A.

Contact Us

For more information about the full range of banking products offered by HSBC or to open an HSBC Premier account, contact the HSBC International Banking Center:


  • Toll free in North America
    1.877.850.4722
  • Call collect worldwide
    +1.716.841.7542
  • email

From Latin America, please call the Latin America International Center:


  • From Latin America
    +1.305.774.5400
  • email

International resources: