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Personal Checking Products

An HSBC Securities (USA) Inc. investment account can help you quealify for a Premier relationship
 

Ideal for
Exclusive banking products and services that can be accessed from anywhere globally.
Designed especially for savvy savers
Built for value and convenience
Ideal for those who only write a few checks a month
Monthly Maintenance Fee
None with $100,000 in combined personal deposit and investment balances, otherwise $50 a month. Business owners may use their commercial balances to qualify for personal Premier membership
None with $15,000 in combined balances, otherwise $15 a month
None with Direct Deposit or $1,500 in deposit balances or $5,000 in combined balances, otherwise $8 a month
$3 a month
Free Personal Internet Banking
with optional Bill Pay

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 Free HSBC Debit MasterCard®

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Earn interest on qualifying
checking balances
 
 
Free select wallet-style checks

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No fees at HSBC ATMs for
accessing your HSBC checking account

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Monthly rebates on qualifying non-HSBC ATM third party surcharges in the U.S outside of New York State1

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No issuance fee for Official Checks

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Periodic CD bonus rates on select CDs2

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Great rates on relationship savings accounts
Premier Investor with the highest tiered money market rates and no maintenance fees
Earn competitive interest rates with Premium Money Market Plus Savings Account3
Earn competitive interest rates with Premium Money Market Plus Savings Account3
 
Discount on HSBC International Banking Center services

FREE

50% discount4
   
 


  1. Available only on U.S. non-HSBC ATM transactions (except in New York State) initiated from Plus Checking. HSBC will rebate upto three qualifying ATM third-party surcharge fees incurred based on transaction date order during the calendar month. The rebate will be credited to your account on the first business day of the following calendar month. For HSBC Premier Checking the number of qualifying ATM third party surcharge fees rebated are unlimited.
  2. If available, applies to initial term of qualifying new HSBC CDs under $100,000.
  3. Opening and maintaining a Premium Money Market Plus Savings Account is dependent upon having a relationship checking account product.
  4. 50% discount on International Banking Center Services for opening HSBC accounts in qualifying countries outside of the United States.