Once you have chosen your dream house, the next step is to find a qualified inspector.
The American Society of Home Inspectors is an organization that has a set of standards, which its members must follow. The Society can provide you with a list of qualified inspectors in your area. Ask for references and contact those references before hiring an inspector. Agree on a fee before the inspection and require a full written report. Be aware that most reports have clauses, which seek to protect the inspector from liability if he or she overlooks a problem in the home.
The purpose of the inspection is to give you an evaluation of the mechanical and structural condition of the home. The inspection should include an evaluation of the following:
- Major systems (heating, air conditioning, plumbing and electrical)
- Windows and Doors
- Floors, Walls and Ceilings, etc.
If the report shows there are substantial problems with the home and you are still interested in buying it, you may be able to either negotiate a lower price with the seller or have the seller fix the problem. If you are considering making significant changes to the home you are purchasing, check out our Home Renewal mortgage program. We’ve made it easy for you to restore your home to its original beauty.