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Community Development Activities


HSBC Bank USA, N.A. ("HSBC Bank") helps revitalize our communities through partnerships with community groups, signature products and services that meet local credit needs, and the provision of accessible and convenient banking services. HSBC employees also play a significant role in community development, by contributing their time and expertise to make our communities better places to live and work.


HSBC Bank offers a number of affordable mortgage programs and products to help make possible the American dream of owning a home. Community Works is HSBC's signature affordable mortgage product. In addition, HSBC Bank, through its membership in the Federal Home Loan Bank of New York, offers programs such as First Home Club and the Affordable Housing Program in collaboration with the bank's community partners. HSBC assists qualified low-to-moderate income people to achieve their goal of homeownership through our support of programs such as First Home Club and special mortgage products.

Small Business:
HSBC Bank offers a full suite of competitively priced credit products to help small businesses prosper and grow. Experienced Business Bankers are available to work with business owners to structure financing to meet the particular need of the business.

Loans and Investments:
HSBC Bank USA meets our CRA responsibilities by making loans and equity investments to community-based organizations engaged in affordable housing development, economic development, and activities and services targeting low and moderate-income individuals and communities. We work with community development financial institutions, community development corporations, and national intermediaries on a wide range of activities that meet CRA requirements.

HSBC's community development officers are located in all major areas of the bank's footprint, and work closely with community organizations within those areas to ensure responsiveness to community credit needs. The staff of the HSBC Community Development Department conducts outreach and provides technical assistance to community groups. Community Development officers also engage in a wide range of service activities, such as serving on organization boards and loan committees, providing educational seminars and sponsoring community events and activities.

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Email Us

  • 1.800.975.HSBC (4722)
  • For hearing impaired
    - TTY/TTD:  1.800.898.5999
  • Outside the United States
    + 1.716.841.7212