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NOT a deposit, NOT FDIC insured, NOT insured by any U.S. government agency, NOT guaranteed by the Bank. Insurers: Household Life Insurance Company, home office Detroit, MI, form HLI-8-132, or First Central National Life Insurance Company of New York, home office NY, NY, form CNY-8-815; administrative offices: Bridgewater, NJ; trade name: "HSBC Insurance". See policy for exclusions & limitations. Not sold in all states. Rated A "Excellent" (3rd Highest Rating of 16) by A.M. Best Company. For the latest rating, please access www.ambest.com.
