Resource Guide - About Applying

HSBC is here to help you make the right decision for your loved ones. If the tools and resources on our website don't answer your questions, or you would just like to speak to someone about our product or application, our team of licensed term life insurance specialists is here to help you. Simply call us Monday-Friday 8:00am - 10:00pm ET, or Saturdays 9:00am - 5:00pm ET at 1-866-925-4722.

Absolutely. We understand you might want to begin today and finish tomorrow. And we give you 60 days to complete your application. Once you begin, your information will be saved and you can resume your application where you left off at a time that works best for you. After beginning the application, click the "save and continue later" icon in the Tools section. You will receive an email with a URL to revisit later or come back to this site and click on the 'Resume Application' link located on the right side of most pages.

HSBC Term Life Insurance purchase process is a simple, effective, unconventional approach to helping protect your family and loved ones. It's offered online, and does not require meeting in person with an agent. However, you can contact a licensed term life insurance specialist Monday-Friday 8:00am - 10:00pm ET, or Saturday 9:00am - 5:00 pm ET, at 1-866-925-HSBC (4722), if you would like to ask any questions.

Unlike with traditional insurance, the entire application and approval process for HSBC Term Life Insurance usually takes less than a day, if you qualify.

As a part of the HSBC Insurance difference, once you qualify and authorize premium payments, your coverage starts immediately. If for some reason more information is needed at the time of your application, your coverage will begin as soon as you are approved and your first payment is received.

Once a claim is paid, the beneficiary can use the money however they choose.