To locate a term or word, click on the beginning letter of the first word in the term.
The term, or amount of time, you have to use (or access) your approved home equity line of credit.
Agree to the terms of the service provided.
Any bank accounts you have or may have at the Bank which you have designated for access using Internet Banking.
Detailed information about the account, such as bank balance, available balance, loan principal balance, transaction authority, year-to-date interest, maturity date, last payment date, minimum payment due.
Link used to access detailed information about your accounts.
Number assigned to the account.
Condition of the account.
Link used to access list summarizing all accounts attached to this service.
Type of account. Deposit Account Types:
Loan Account Types:
Investment Account Types:
Pre-authorized transaction occurring automatically on a regular basis.
Transactions occurring since the last statement was created.
The HSBC Bank USA, N.A. Internet Banking Agreement and Disclosure Statement.
Dollar value of a transaction.
Dollar value range, such as $50 to $60.
Cost of credit expressed as a yearly rate.
Yield on a deposit account.
Automated Teller Machine
Large-type 16 digit number embossed on card
Large-type 16 digit number embossed on card.
Identifies transaction as occurring over the phone in an automated fashion, rather than speaking to someone in person.
For Checking and Savings accounts (excluding CD's):
For Certificate of Deposit Accounts:
Individual Retirement Accounts (IRA):
For Loans:
For Credit Cards, Lines of Credit and Charge Cards:
For Mortgages:
For your Register:
The Market Value as of the most recent valuation date from sources believed to be reliable. In cases of inactive or infrequently traded securites, some securites in your portfolio may be listed as unpriced or valued at prices not reflective of current market values. Securities prices may vary from actual liquidation value. The balance should be used as a general guide to portfolio value. NOT FDIC INSURED, NO BANK GUARANTEE, MAY LOSE VALUE
Secure email sent within the Internet Banking website to HSBC Bank USA, N.A.
HSBC Bank USA, N.A.
Any day other than a Saturday, Sunday or Bank holiday.
The object containing the action to be initiated by clicking on the object.
Large-type 16 digit number embossed on plastic card.
Large-type 16 digit number embossed on card.
A posted item (check, deposit ticket or miscellaneous debit or credit) that has been digitally captured (imaged) and placed in the Image Archive.
Serial number of check.
Range of check serial numbers. Used to obtain a selected group of checks. For example, 1001 to 1005 will select check numbers 1001, 1002, 1003, 1004, and 1005.
Number of checks to be re-ordered, options are limited to 1-2 orders.
The personal checking account you designate for Internet Banking.
Press the mouse button to select the option.
Verify data entered or information appearing on the screen is correct.
Number assigned to a transaction initiated when using Internet Banking.
Action taken has been accepted.
Small pieces of information sent by a web server to be stored on a web browser so that it later can be read back from that browser. This is useful for having the browser remember some specific information. HSBC web server places and retrieves cookies on your browser to uniquely identify the connection between HSBC and your browser. This feature keeps someone from breaking into the connection and is one of the many features used by HSBC Internet Banking to keep your transactions secure.
If your payment is sent using this method, payment will be mailed to the payee and your checking account will be debited for the payment on the business day after the process date selected for that payment.
Total amount of retirement account contributions designated as contributions for this tax year.
Maximum amount of credit allowed on a Line of Credit loan account.
Date transaction is processed by the financial institution.
Date account was opened.
Date transaction occurred, may be different than the posting date.
Date funds were withdrawn from the account to pay a bill.
Range of dates. Used to obtain a selected group of transactions based on the date. For example, 01/05/2012 to 01/10/2012 will select transactions dated 01/05/2012, 01/06/2012, 01/07/2012, 01/08/2012, 01/09/2012 and 01/10/2012.
Decline terms and conditions for using this service.
Erase existing information.
Button used to erase existing information or transaction scheduled to occur.
A dormant account is one where there has been no customer generated activity for a predetermined period of time.
EasyView is a branded personal information management service provided to you by HSBC and is owned and operated by Yodlee.com, Inc. This service enables you to aggregate, or bring together, most of your online accounts in one place. When you Sign Up, you will create a single EasyView ID and password that you will use to access the service and your accounts. As you add accounts to EasyView, you will provide (one-time) the account ID and password for each. Each time you Log on using your EasyView ID and password, you will have access to information from the online accounts you've added, without having to re-enter each account ID and password. An auto Log on feature is also available to give you click-through access directly to your online accounts.
If your payment is sent using this method, payment will be sent electronically to the payee and your account will be debited on the business day after the process date selected for that payment.
Button used to continue to the next screen.
Total amount of funds held in escrow on a loan, generally for the purposes of paying real estate taxes and insurance.
Used to exit HSBC Internet Banking registration and go to the HSBC Bank USA, N.A. home page.
Last date a transfer will be scheduled for a recurring transfer.
HSBC Bank USA, N.A.
Date on which a recurring transfer will take place for the first time.
How often a transaction will occur.
Link used to access the glossary of terms. Select the Help link from any screen to access the Glossary.
Link used to obtain information about the page you are viewing and to access the glossary of terms.
Information regarding activity occurring in the past.
Activity that has occurred prior to the current date.
Underlined text on the Internet web page, that is linked to another location. Click on the underlined text to go to the linked location.
Total amount of interest earned on the account that has not yet been posted to the account.
HSBC's warehouse of check images.
Amount of interest deposited to an account or paid on a loan.
Deposit Accounts:
Loan Accounts:
The use of a computer, Web Browser, and Username and Password to transfer funds between Accounts or to obtain information about Account balances and activity.
Items used to log into your Internet Banking account. This includes your Username, Password, and either your Security Key or Security Code.
A unique, alphanumeric Username used to identify you as a subscriber to Internet Banking. This identifier may be selected by you during registration and changed any time after you Log on.
The Market Value as of the most recent valuation date. Securities prices may vary from actual liquidation value. The balance should be used as a general guide to portfolio value. NOT FDIC INSURED, NO BANK GUARANTEE, MAY LOSE VALUE
The last time a statement was sent recapping the activity on the account.
Ending balance showing on last statement created for the account.
Date last statement was created for the account.
Date the last transaction applied to the account occurred, may or may not be customer initiated.
Total amount on deposit for the account.
Used to end the session.
Date account attains maturity.
Date message will be deleted from the list of messages.
Change existing information.
Button used to change existing information.
Button used when additional information is available but has not been provided. Clicking on the More button will provide additional information.
New confirmation number assigned to an action that has previously been assigned a confirmation number.
Personalized name given to an account to assist in identifying the account.
Transaction does not appear in the history list.
Used to select a specific number of transactions.
Type of file format used when downloading transaction data into Money.
Transfer set up to occur only once.
Accessible from Internet Banking screens by clicking on Help.
Initial amount placed in an account on the date account was opened.
Date transaction occurred, may be different than the posting date.
For Checking and Savings accounts (excluding CD's):
For Certificate of Deposit Accounts:
Individual Retirement Accounts (IRA):
For Loans:
For Credit Cards, Lines of Credit and Charge Card:
For Mortgages:
Account bill was paid from.
A 6-8 alphanumeric personal identification code, which you have selected or has been issued to you by the Bank. Password input is required when accessing Internet Banking and helps ensure that only you have access to this service. You can change your password online at any time by accessing Change Profile and then Change Password.
The method used to send out a bill payment. If a payee accepts checks only, a Corporate Check is sent. If a payee accepts Electronic Payments, the payment may be sent electronically.
Pending Transactions are transactions that have been submitted to the Bank, but have yet to finally post to your account. Pending Transactions include, but are not limited, to cash deposits*, direct deposits, merchant purchases, point-of-sale (POS) purchases, ATM withdrawals and transfers of funds. The pending amount shown for certain pre-authorized merchant purchases (ie. gas stations, restaurants, etc) may differ from the final posted amount. In addition, check deposits will post as outlined in the Funds Availability section of the Rules for Deposit Account booklet.
* Cash deposits reflected in pending transactions will not include those processed at an HSBC ATM using envelopes until the envelope is opened and verified.
Software used to manage personal finances.
Access number identified with the plastic card.
Personal Identification Number identified with the plastic card.
Point of Sale transaction.
Transactions that have affected your account.
Date transaction was applied to the account.
Principal amount owing on a loan.
Total amount of retirement account contributions designated as contributions for the previous tax year.
Categorizes the problem that is being reported.
The cost of financing the sale of the home.
Type of file format used when downloading transaction data into Quicken.
Specific account identified to receive the deposit when transferring funds.
Transfer set up to occur more than once on a regular basis.
Number assigned to a transaction by the financial institution.
Reset fields to their original content.
Process required to sign up and use the service.
Amount of credit available on a line of credit account; calculated by subtracting the Current Balance from the Current Line Amount.
Request a shipment of checks. Checks will be prepared identical to your last order. Do not use this service if you have moved and need a new address printed on your check.
Send a response back on a message received through this service's mail system.
Initiate a request for a copy of a check you have written on your account.
Tab used to return to the page you were viewing prior to selecting the Help tab.
Nine digit number used to identify specific financial institution. The routing/transit number is printed at the bottom of a personal check on the far left-hand side. On a business check, the serial number of the check is printed first, followed by the routing/transit number.
Date transaction is set to occur
Transfer scheduled to occur only once.
Transfer scheduled to occur more than once on a regular basis.
Button used to return to the list of scheduled transfers.
Button used to return to previous screen; allowing search criteria to be re-defined.
On the Transfer Search screen, the Search Type field is used to select the type of transfer information to locate. Choices include:
A password required for access to Bank to Bank Transfers or Pay Bills services.
Send an electronic message to us within this system.
Tab used to access additional service options, including receiving or sending a message.
Change the order of the information displayed.
Categorizes the message being sent. Options are:
Length of time the deposit is to remain on deposit; displayed in days, months, or years.
Terms and Conditions agreed upon for using the service.
Total number of times a recurring transfer (weekly, monthly, semi-annually) will take place.
Additional information about the transaction.
Information regarding activity that has occurred on the account. For accounts receiving statements, the amount of history included is the previous statement plus any transactions that have occurred following the last statement. Approximately 45 days of transactions are available.
Categorizes where the transaction occurred. Categories include:
Transaction Types include withdrawal, deposit, check, credit, debit.
Types of transactions allowed within this service for the account listed. 'Yes' appears next to those allowed, otherwise 'No' appears. Types of transactions are:
Date money will be scheduled for transfer.
Existing transfer scheduled to occur is deleted and therefore will not occur. If the transfer is weekly, monthly, semi-annually or annually, all future transfers will also be deleted. A new confirmation number is assigned when this action is taken.
Account used to withdraw funds when transferring between accounts.
When existing transfer scheduled to occur is changed. If the transfer is weekly, monthly, semi-annually, quarterly or annually, all future transfers will also be changed. A new confirmation number is assigned when this action is taken.
Transfer request has been captured and will be processed by the next business day.
Screen used to locate a transfer that is scheduled to occur in the future (scheduled) or a transfer that has already occurred in the past (historical).
Button used to access Transfer Search - Scheduled or Historical screen. The Transfer Search screen is used to locate a transfer that is scheduled to occur in the future (scheduled) or a transfer that has already occurred in the past (historical).
Account used to deposit funds to when transferring between accounts.
Identifies how frequently a transfer between accounts is to be initiated. Options for Transfer Type include:
Transfers set up with a type other than 'one-time' are also referred to as 'recurring'.
Selection used to transfer funds between accounts associated with this service, which are listed in the Account Summary.
Date funds are withdrawn from the account to make a bill payment.
A unique, alphanumeric Username used to identify you as a subscriber to Internet Banking. This identifier may be selected by you during registration and changed any time after you Log on.
The versions of the commercially available Web Browsers that have been approved by the Bank for use with Internet Banking. The list of currently available browsers is located under browsers in Online Help.
Categorizes where the transaction occurred by type. Categories include:
Each person who uses Internet Banking offered by HSBC Bank USA, N.A.
