United States

HSBC Deposit Account Rates

HSBC Online Deposit Account Rates

Product Minimum
Balance To
Open
Account		 Minimum Balance
To Obtain APY		 Annual
Percentage
Yields (APYs)		 APY With
Interest
Checking
Plus or
Premier
These balance requirements and APYs will apply only to accounts opened through this Internet site.
All Rates Effective: 5.12.08
CHECKING
HSBC Premier Checking * $1 $5 0.10% N/A
Interest Checking * $1 $5 0.05% N/A
 
SAVINGS
Online Savings * $1 $1 or more 3.05% N/A
Premium Money Market Plus * $1 $0-$14,999.99 0.20% N/A
Premium Money Market Plus * $1 $15,000-$49,999.99 0.85% N/A
Premium Money Market Plus * $1 $50,000 -$ 74,999.99 1.25% N/A
Premium Money Market Plus * $1 $75,000 or more 1.50% N/A
Regular Savings * $1 $100 0.10% N/A
Student Savings * $1 $100 0.10% N/A
 
CDs
3 Months ** $1,000 $1,000 1.75% N/A
4 Months ** $1,000 $1,000 2.65% N/A
6 Months ** $1,000 $1,000 1.75% N/A
7 Months ** $1,000 $1,000 2.80%*** N/A
8 Months ** $1,000 $1,000 1.75% N/A
9 Months ** $1,000 $1,000 1.75% N/A
11 Months ** $1,000 $1,000 1.75% N/A
1 Year plus 1 day ** $1,000 $1,000 1.75% N/A
13 Months ** $1,000 $1,000 1.75% N/A
15 Month ** $1,000 $1,000 1.75% N/A
2 Years ** $1,000 $1,000 1.75% N/A

* The APY associated with these products is subject to change after account opening. Fees may reduce earnings on the account. These balance requirements and APYs will apply only to accounts opened through this Internet site.

** The APYs are for Certificates of Deposit of less than $100,000. A penalty may be imposed for early withdrawal. These balance requirements and APYs will apply only to accounts opened through this Internet site.

*** Annual Percentage Yield (APY) is accurate as of May 12, 2008. Rate is only good online and for new money. New money means funds not previously held by any member of the HSBC Group. A penalty may be imposed for early withdrawal. Minimum balance to open and obtain APY is $1,000. Offer applies for initial term of qualifying HSBC CDs. This offer cannot be combined with other promotional offers and is non-transferable. Offer subject to change without notice.


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HSBC Branch and Telephone Deposit Account Rates

Product Minimum
Balance to
Open
Account		 Minimum Balance
to Obtain APY		 Annual
Percentage
Yields (APYs)		 APY With
Interest
Checking
Plus or
Premier
These balance requirements and APYs will apply only to accounts
opened through an HSBC branch or over the telephone.
All Rates Effective: 05.12.08
CHECKING:
HSBC Premier Checking * $1 $5 0.10% NA
Interest Checking * $1 $5 0.05% NA
 
SAVINGS:
HSBC Premier Investor * $1 $0 - $24,999.99 0.35% NA
HSBC Premier Investor * $1 $25,000-$99,999.99 1.85% NA
HSBC Premier Investor * $1 $100,000-$249,999.99 2.00% NA
HSBC Premier Investor * $1 $250,000 or more 2.00% NA
Premium Money Market Plus * $1 $0-$14,999.99 0.20% NA
Premium Money Market Plus * $1 $15,000-$49,999.99 0.85% NA
Premium Money Market Plus * $1 $50,000 -$ 74,999.99 1.25% NA
Premium Money Market Plus * $1 $75,000 or more 1.50% NA
Regular Savings * $1 $100 0.10% NA
Student Savings * $1 $100 0.10% NA
First Start Savings * $1 $1 0.10% NA
 
CDs:
3 to 6 Months less 1 day ** $1000 $1000 1.75% NA
4 Months ** $1000 $1000 2.65% NA
6 to 9 Months less 1 day ** $1000 $1000 1.75% NA
7 Months ** $1000 $1000 2.30% NA
8 Months ** $1000 $1000 1.75% NA
9 to 12 Months exactly 1 year ** $1000 $1000 1.75% NA
11 Months ** $1000 $1000 1.75% NA
1 Year plus 1 day ** $1000 $1000 1.75% NA
13 Months ** $1000 $1000 1.75% NA
15 Month ** $1000 $1000 1.75% NA
2-4 years less 1 day ** $1000 $1000 1.75% NA
4-10 years less 1 day ** $1000 $1000 3.25% NA
CD Builder ** $500 $500 1.75% NA
Right Choice ** $1000 $1000 1.75% NA

* The APY associated with these products is subject to change after account opening. Fees may reduce earnings on the account. These balance requirements and APYs will apply only to accounts opened through this Internet site.

** The APYs are for Certificates of Deposit of less than $100,000. A penalty may be imposed for early withdrawal. These balance requirements and APYs will apply only to accounts opened through this Internet site.


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