United States

HSBC Deposit Account Rates

HSBC Online Deposit Account Rates

Product Minimum
Balance To
Open
Account		 Minimum Balance
To Obtain APY		 Annual
Percentage
Yields (APYs)		 APY With
Interest
Checking
Plus or
Premier
These balance requirements and APYs will apply only to accounts opened through this Internet site.
All Rates Effective: 11/20/2009
CHECKING
HSBC Premier Checking * $1 $5 0.01% N/A
Plus Checking * $1 $5 0.01% N/A
 
SAVINGS
Online Savings * $1 $.01 or more 1.35% N/A
Premium Money Market Plus * $1 $0-$14,999.99 0.15% N/A
Premium Money Market Plus * $1 $15,000-$49,999.99 0.40% N/A
Premium Money Market Plus * $1 $50,000 -$ 74,999.99 0.45% N/A
Premium Money Market Plus * $1 $75,000 or more 0.60% N/A
Regular Savings * $1 $100 0.05% N/A
 
CDs
3 Months ** $1,000 $1,000 0.15% N/A
4 Months ** $1,000 $1,000 0.15% N/A
6 Months ** $1,000 $1,000 0.50% N/A
7 Months ** $1,000 $1,000 0.50% N/A
8 Months ** $1,000 $1,000 0.50% N/A
9 Months ** $1,000 $1,000 0.75% N/A
11 Months ** $1,000 $1,000 0.75% N/A
1 Year plus 1 day ** $1,000 $1,000 1.25% N/A
13 Months ** $1,000 $1,000 1.25% N/A
15 Month ** $1,000 $1,000 1.25% N/A
2 Years ** $1,000 $1,000 1.10% N/A

The balance requirements and APYs above will apply only to accounts opened through this Internet site.

* Interest rate and APY are variable and may change after account opening. Fees may reduce earnings on account.

** A penalty may be imposed for early withdrawal.


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HSBC Branch and Telephone Deposit Account Rates

Product Minimum
Balance to
Open
Account		 Minimum Balance
to Obtain APY		 Annual
Percentage
Yields (APYs)		 APY With
Premier or
Plus Checking
These balance requirements and APYs will apply only to accounts
opened through an HSBC branch or over the telephone.
All Rates Effective: 11.20.09
CHECKING:
HSBC Premier Checking * $1 $5 0.01% NA
Plus Checking * $1 $5 0.01% NA
 
SAVINGS:
HSBC Premier Investor * $1 $0 - $24,999.99 0.30% NA
HSBC Premier Investor * $1 $25,000-$99,999.99 0.60% NA
HSBC Premier Investor * $1 $100,000-$249,999.99 0.70% NA
HSBC Premier Investor * $1 $250,000 or more 0.70% NA
Premium Money Market Plus * $1 $0-$14,999.99 0.15% NA
Premium Money Market Plus * $1 $15,000-$49,999.99 0.40% NA
Premium Money Market Plus * $1 $50,000-$74,999.99 0.45% NA
Premium Money Market Plus * $1 $75,000 or more 0.60% NA
Regular Savings * $1 $100 0.05% NA
 
CDs:
3 to 6 Months less 1 day ** $1000 $1000 0.15% NA
4 Months ** $1000 $1000 0.15% 0.25%
6 to 9 Months less 1 day ** $1000 $1000 0.25% NA
7 Months ** $1000 $1000 0.25% NA
8 Months ** $1000 $1000 0.25% NA
9 to 12 Months exactly 1 year ** $1000 $1000 0.35% 0.80%
11 Months ** $1000 $1000 0.35% NA
1 Year plus 1 day ** $1000 $1000 0.55% NA
13 Months ** $1000 $1000 0.55% 1.01%
15 Month ** $1000 $1000 0.55% NA
2-4 years less 1 day ** $1000 $1000 0.75% 1.05%
4-10 years less 1 day ** $1000 $1000 1.01% 2.00%
Right Choice ** $1000 $1000 0.35% NA

* Interest rate and APY are variable and may change after account opening. Fees may reduce earnings on account.

** A penalty may be imposed for early withdrawal.


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