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HSBC Appoints Experienced Local Banker to Manage New Seattle Branch

22 April 2009

Destine Bailey to manage newly opened branch in the heart of downtown Seattle.

Mettawa, Ill. - HSBC has appointed Destine ('Dusty') Bailey, a leader in the local banking community with more than ten years finance industry experience, to manage its newly opened branch at 523 Union Street in the heart of downtown Seattle.

Destine Bailey

Bailey joins HSBC from Washington Mutual where, over the course of a successful career, he rose from the position of teller to that of branch manager with oversight responsibility for an additional five branch locations.

A Graduate of Central Washington University, Bailey was recently named to the Board of the Hong Kong Association of Washington. As manager of HSBC's Seattle branch he is responsible for seven locally employed staff. Among them they are able to serve customers in Chinese, Korean and Filipino as well as English and offer more than sixty years combined banking experience.

Dominic O'Hagan, HSBC's West Coast Regional President, said, "Dusty's enthusiasm, dedication and in-depth knowledge of the Seattle market will be invaluable as we seek to aggressively grow our business there. He fully understands the importance of serving our customers locally while helping them to make the most of opportunities globally."

The 523 Union Street branch provides a full range of financial services to both individuals and businesses including: mortgages, loans, wealth management, and insurance.1

Note to editors

About HSBC Bank USA, N.A.

HSBC Bank USA, N.A. has more than 470 bank branches throughout the United States, with over 380 in New York State. The Bank also operates in Florida, California, Washington D.C., Pennsylvania, New Jersey, Delaware, Oregon, Washington, Maryland, Illinois, Connecticut and Virginia. HSBC is the principal subsidiary of HSBC USA Inc., an indirectly-held, wholly-owned subsidiary of HSBC North America Holdings Inc. HSBC USA Inc. is one of the nation's largest bank holding companies by assets.

Deposits in the United States are offered by HSBC Bank USA, N.A. Member FDIC.

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1 Securities and Annuity Products are provided by Registered Representatives and Insurance Agents of HSBC Securities (USA) Inc., member NYSE/FINRA/SIPC, a registered Futures Commission Merchant, a wholly-owned subsidiary of HSBC Markets (USA) Inc. and an indirectly wholly-owned subsidiary of HSBC Holdings plc. Insurance products are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., a wholly-owned subsidiary of HSBC Bank USA, N.A., and an indirectly wholly-owned subsidiary of HSBC Holdings plc. Products and services may vary by state and are not available in all states. Securities, Annuity and Insurance Products are: Not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency of the United States; Not guaranteed by the bank or any of its affiliates; and subject to investment risk, including possible loss of principal invested.

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