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HSBC Unveils New Premises in Chinatown, New York City

10 June 2009

Mettawa, IL - HSBC Bank USA, N.A, (HSBC) part of one of the world's largest financial services organizations, has officially opened the doors to its newest retail branch, situated in the heart of Manhattan's Chinatown, New York City. With the addition of this facility, HSBC now has a total of four retail branches in the Chinatown district. In the New York City area, its network extends to over 170 branches, employing more than 2000 people and serving tens of thousands of customers.

Canal Street Interior

HSBC Group's presence in over 80 countries and territories is perfectly aligned to New York City, with its high concentration internationally minded individuals and businesses that benefit from both a well established on-the-ground HSBC branch presence and its extensive global reach.

Elizabeth Lee, Senior Vice President, Regional District Executive, HSBC Bank USA, N.A., said, "HSBC has a long history in Chinatown, dating back over thirty years, and its strong international connections makes it the obvious place in which to enhance our New York City branch network. As 'The world's local bank', we fully understand the importance of serving the Chinatown community locally while helping them to make the most of opportunities globally."

Located at 235 Canal Street, the brand-new, 17,000 square-foot facility features seven teller stations, a Premier banking center, five ATMs, deposit box facilities and weekend hours, as well as the latest in customer-friendly design. The branch was formerly located in smaller premises at 254 Canal Street.

Operating with a staff of 24 locally employed banking professionals, the new Canal Street branch provides a full range of financial services to both businesses and individuals including: mortgages, loans, wealth management 1 and insurance.

Also offered is Premier,2 HSBC's global personal banking service, which provides international recognition, worldwide support, a credit card, single relationship manager and Global View, a unique online service which allows customers to access and manage all of their international Premier accounts in one place.

Branch manager Henry Chen is a career banker with nine years banking experience in and around the New York City area. Henry and team are able to serve customers in six dialects of Chinese (Mandarin, Cantonese, Fujianese, Taiwanese, Shanghaiese, and Toisanese) as well as Spanish, French, Japanese, Korean and English. Between them they offer more than 300 years combined banking experience.

Note to editors

About HSBC Bank USA, N.A.

HSBC Bank USA, N.A. is the principal subsidiary of HSBC USA, Inc. It has more than 470 bank branches throughout the United States, with over 380 in New York State. The Bank also operates in Florida, California, Washington, D.C. Pennsylvania, New Jersey, Delaware, Oregon, Washington, Maryland, Illinois, Connecticut and Virginia. HSBC Bank USA, N.A. is the principal subsidiary of HSBC USA Inc., an indirectly-held, wholly-owned subsidiary of HSBC North America Holdings Inc. HSBC USA Inc. is one of the nation's largest bank holding companies by assets. Deposits in the United States are offered by HSBC Bank USA, N.A. Member FDIC.

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1 Securities and Annuity Products are provided by Registered Representatives and Insurance Agents of HSBC Securities (USA) Inc., member NYSE/FINRA/SIPC, a registered Futures Commission Merchant, a wholly-owned subsidiary of HSBC Markets (USA) Inc. and an indirectly wholly-owned subsidiary of HSBC Holdings plc.  Insurance products are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., a wholly-owned subsidiary of HSBC Bank USA, N.A., and an indirectly wholly-owned subsidiary of HSBC Holdings plc.

Products and services may vary by state and are not available in all states. Securities, Annuity and Insurance Products are: Not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency of the United States; Not guaranteed by the bank or any of its affiliates; and subject to investment risk, including possible loss of principal invested.

2 HSBC Premier is a premium financial management service offering a range of banking, investment and financing solutions. To qualify for HSBC Premier, you need to maintain $100,000 in combined personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal Premier membership. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

HSBC Premier provides international recognition and support, international services, credit card rewards and protection around the world, and financial planning and wealth management through a single Premier Relationship Manager. With Premier Centres in 42 countries and territories, HSBC Premier breaks down banking barriers allowing customers to seamlessly bank anywhere in the world.

Within the United States, HSBC Premier Centres can be found in Los Angeles, Miami, New York City, San Francisco, Washington, D.C., Westport, CT., and White Plains, NY. Additionally, there are over 250 Premier Centres worldwide. For more information visit: HSBCPREMIERUSA.com.

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