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HSBC Appoints Experienced Local Banker to Manage New Garden Grove Branch

2 September 2009

HSBC Bank USA, N.A. (HSBC) has appointed Young Kim to manage its new branch in Garden Grove, Orange County.

Mettawa, IL - HSBC Bank USA, N.A. (HSBC) has appointed Young Kim, a local banker with more than 30 years banking experience, to manage its new branch at 9622 Garden Grove Blvd. in Garden Grove, Orange County.

Young Kim

As manager of HSBC's Garden Grove branch she is responsible for six employees. Among them they are able to serve customers in Spanish, Korean, and Vietnamese as well as English, and offer more than 66 years of combined banking experience.

Previously, Kim was at Bank of America for thirty years, where she rose to the position of branch manager. She received a Bachelors Degree from Ehwa Women's University, Seoul, South Korea.

Dominic O'Hagan, Executive Vice President, Regional President, West Coast, HSBC Bank USA, N.A., said, "Young's enthusiasm, dedication, knowledge of the local market and passion for great customer service will be invaluable as we seek to grow in this market. She fully understands the importance of serving our customers locally while helping them to make the most of opportunities globally."

The 9622 Garden Grove branch provides a full range of banking and financial services to both individuals and businesses. These include 'Premier', HSBC's global personal banking service, with international recognition, worldwide support, a credit card, home-financing options, single relationship manager and Global View - a unique online service which allows customers to access and manage all of their international Premier accounts in one place. HSBC also offers mortgages1, loans, wealth management2 and insurance.

Note to editors

About HSBC Premier

HSBC Premier is a premium financial management service offering a range of banking, investment and financing solutions. To qualify for HSBC Premier, you need to maintain $100,000 in combined personal deposit and investment balances. Business owners may use their commercial deposit and investment balances to qualify for personal Premier membership. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

HSBC Premier provides international recognition and support, international services, credit card rewards and protection around the world, and financial planning and wealth management through a single Premier Relationship Manager. With Premier Centres in 42 countries and territories, HSBC Premier breaks down banking barriers allowing customers to seamlessly bank anywhere in the world.

Within the United States, HSBC Premier Centres can be found in Los Angeles, Miami, New York City, San Francisco, Washington D.C., Westport, CT., and White Plains, NY. Additionally, there are over 250 Premier Centres worldwide. For more information visit: HSBCPREMIERUSA.com

About HSBC Bank USA, N.A.

HSBC Bank USA, N.A. has more than 470 bank branches throughout the United States, with over 380 in New York State. The Bank also operates in Florida, California, Washington, D.C. Pennsylvania, New Jersey, Delaware, Oregon, Washington, Maryland, Illinois, Connecticut and Virginia.  HSBC Bank USA, N.A. is the principal subsidiary of HSBC USA Inc., an indirectly-held, wholly-owned subsidiary of HSBC North America Holdings Inc. HSBC USA Inc. is one of the nation's largest bank holding companies by assets. Deposits in the United States are offered by HSBC Bank USA, N.A. Member FDIC.

Media Contacts

1 Mortgage products are offered through HSBC Mortgage Corporation (USA) a wholly owned subsidiary of HSBC Bank USA, N.A. Equal Housing Lender.

2 Securities and Annuity Products are provided by Registered Representatives and Insurance Agents of HSBC Securities (USA) Inc., member NYSE/FINRA/SIPC, a registered Futures Commission Merchant, a wholly-owned subsidiary of HSBC Markets (USA) Inc. and an indirectly wholly-owned subsidiary of HSBC Holdings plc. Insurance products are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., a wholly-owned subsidiary of HSBC Bank USA, N.A., and an indirectly wholly-owned subsidiary of HSBC Holdings plc. Products and services may vary by state and are not available in all states.

Securities, Annuity and Insurance Products are: Not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency of the United States; Not guaranteed by the bank or any of its affiliates; and subject to investment risk, including possible loss of principal invested.

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