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HSBC Expands Branch Network in New Jersey

29 October 2009

Opens First Woodbridge Facility

Mettawa, IL - HSBC Bank USA, N.A. (HSBC) has officially opened the doors to its latest branch in the heart of Woodbridge, New Jersey. With the addition of this facility, HSBC now has a total of 23 branches across the New Jersey area, serving tens of thousands of personal and business customers and employing scores of local people.

Woodbridge branch

The HSBC Group's network in over 80 countries and territories is perfectly aligned to Woodbridge, with its high concentration of internationally-orientated individuals and businesses that benefit from both an on-the-ground HSBC branch presence and its extensive global reach.

Today's announcement is a further example of HSBC's strategy of expanding in select locations across the U.S. Since 2006, more than 90 branches have been rolled out in communities across California, Florida, New Jersey, Washington State and Washington D.C., as well as maintaining a strong presence in New York State. With some 30,000 employees and more than four million customers, HSBC-North America is one of the ten largest bank holding companies in the United States by assets and can trace its U.S. heritage back over 140 years.

Mayra DiRico, EVP and Regional President, HSBC Bank USA, N.A., said, "Woodbridge, with its strong cross-border connections, was the obvious place in which to expand our branch network. As 'The world's local bank', we fully understand the importance of serving the Woodbridge community locally while helping them to make the most of opportunities globally."

Located at 915 St. Georges Avenue, the brand new 3600 square-foot facility features four teller stations, private consultation rooms, drive-up and lobby ATMs and Saturday hours, as well as off-street parking and the latest in customer-friendly design.

Operating initially with a staff of 12 locally employed banking professionals, the Woodbridge branch provides a full range of financial services to both businesses and individuals including Premier1 HSBC's global personal banking service, which provides international recognition, worldwide support, a credit card, access to a relationship manager and 'Global View,' a unique online service which allows customers to access and manage all of their international Premier accounts in one place. Also offered are mortgages2 loans, wealth management 3 and insurance.

Karen Quigley, Branch Manager, is a career banker with over 20 years business experience in and around the New Jersey/New York area. Karen and team are able to serve customers in Cantonese, Hindi, Urdu, Punjabi, Bujarati, Spanish and Portuguese as well as English and offer more than 98 years of combined banking experience.

This afternoon, HSBC will mark the occasion with an official grand opening ceremony at the new branch, featuring a presentation of a check totalling $10,000, to the 'Greenable Woodbridge' initiative. These funds will be used to promote environmental awareness initiatives throughout the ten communities which make up Woodbridge Township.

Woodbridge Township Mayor John E. McCormac, said, "Woodbridge is pleased to welcome HSBC as the newest member of the Township business community. Financial institutions and professional service providers serve as the economic backbone of our Township by offering specialized service, employment opportunities and commercial vitality which contributes to the overall financial success of Woodbridge Township and the region."

He continued: "HSBC is committed to the future of Woodbridge Township not only through the opening of its Woodbridge Branch Office, but through their donation of $10,000 to the Township's 'Greenable Woodbridge' initiative - a program that encourages businesses and residents to work together to preserve and protect our environment. HSBC stands as a great corporate partner with Woodbridge and will provide the best in banking services and operations to our residents."

Note to editors

About HSBC Bank USA, N.A.

HSBC Bank USA, N.A. has more than 470 bank branches throughout the United States, with over 375 in New York State. The Bank also operates in Florida, California, Washington, D.C. Pennsylvania, New Jersey, Delaware, Oregon, Washington, Maryland, Illinois, Connecticut and Virginia. HSBC Bank USA, N.A. is the principal subsidiary of HSBC USA Inc., an indirectly-held, wholly-owned subsidiary of HSBC North America Holdings Inc. HSBC USA Inc. is one of the nation's largest bank holding companies by assets. Deposits in the United States are offered by HSBC Bank USA, N.A. Member FDIC.

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1 HSBC Premier is a premium financial management service offering a range of banking, investment and financing solutions. To qualify for HSBC Premier, you need open a Premier checking account and maintain $100,000 in combined personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal Premier membership. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

HSBC Premier offers international recognition and support, international services, credit card rewards and protection around the world, and financial planning and wealth management through a single Premier Relationship Manager.

With Premier Centres in 42 countries and territories, HSBC Premier breaks down banking barriers allowing customers to seamlessly bank anywhere in the world. Within the United States, HSBC Premier Centres can be found in Los Angeles, Miami, New York City, San Francisco, Washington, D.C., Westport, CT., and White Plains, NY. Additionally, there are over 250 Premier Centres worldwide. For more information visit: HSBCPREMIERUSA.com.

2 Mortgage products are offered through HSBC Mortgage Corporation (USA) a wholly owned subsidiary of HSBC Bank USA, N.A. Equal Housing Lender.

3 Securities and Annuity Products are provided by Registered Representatives and Insurance Agents of HSBC Securities (USA) Inc., member NYSE/FINRA/SIPC, a registered Futures Commission Merchant, a wholly-owned subsidiary of HSBC Markets (USA) Inc. and an indirectly wholly-owned subsidiary of HSBC Holdings plc. Insurance products are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., a wholly-owned subsidiary of HSBC Bank USA, N.A., and an indirectly wholly-owned subsidiary of HSBC Holdings plc. Products and services may vary by state and are not available in all states.

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