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HSBC Expands Branch Network in San Mateo County, California

3 November 2009

Opens First Daly City Facility

Mettawa, IL – HSBC Bank USA, N.A. (HSBC) has officially opened the doors to its latest branch in the heart of Daly City, San Mateo County. With the addition of this facility HSBC now has a total of 29 branches across California, serving tens of thousands of personal and business customers and employing scores of local people. The HSBC Group’s network in over 80 countries and territories is well-aligned to Daly City, with its high concentration of internationally-oriented individuals and businesses that benefit from both an on-the-ground HSBC branch presence and its extensive global reach.

Daly City branch

Today’s announcement is a further example of HSBC’s strategy of expanding in select locations across the U.S. Since 2006, more than 90 branches have been opened in communities across California, Florida, New Jersey, Washington State and Washington D.C., as well as maintaining a strong presence in New York State. With some 30,000 employees and over four million customers, HSBC-North America is one of the ten largest bank holding companies in the United States by assets and can trace its U.S. heritage back over 140 years.

Dominic O’Hagan, EVP, Regional President, West Coast, HSBC Bank USA, N.A., said, “Daly City, with its strong cross-border connections, was the obvious place in which to expand our branch network. As ‘The world’s local bank’, we fully understand the importance of serving the Daly City community locally while helping them to make the most of opportunities globally.”

Located at the Daly City Westlake Shopping Center on 19 Southgate Avenue, the brand-new 3000 square-foot facility features three teller stations, private consultation rooms, an ATM and Saturday hours, as well as an outdoor parking lot and the latest in customer-friendly design. Operating initially with a staff of seven locally employed banking professionals, the Daly City branch provides a full range of financial services to both businesses and individuals including Premier1 HSBC’s global personal banking service, which provides international recognition, worldwide support, a credit card, access to a relationship manager and ‘Global View,’ a unique online service which allows customers to access and manage all of their international Premier accounts in one place. Also offered are mortgages2 loans, wealth management3 and insurance.

Newly appointed branch manager, Samantha Lee, is a career banker with over 10 years business experience in and around the San Francisco and San Mateo County areas. Samantha and team are able to serve customers in Cantonese, Mandarin and Tagalog as well as English, and offer more than 100 years of combined banking experience. This evening, HSBC will mark the occasion with a grand opening ceremony at the new branch, featuring a presentation of checks totalling $15,000 to the Friends of the Daly City Library and Daly City-Colma Chamber of Commerce. Both donations will be used support local educational and environmental development programs for young people.

Marie Brizuela, President, Friends of the Daly City Library, said, “We appreciate HSBC's desire to support the education of our students and awareness of environmental issues and through their grant of $10,000 in partnership with the Friends of the Library, Jefferson Elementary School District, and Daly City Libraries for the betterment of our whole community.”

Georgette Sarles, President and CEO, Daily City-Colma Chamber of Commerce, said, “On behalf of the Daly City-Colma Chamber of Commerce, I would like to extend our sincere gratitude to HSBC for its generous contribution of $5,000 to our ‘Access to Higher Education Program’ through the Daly City-Colma Chamber of Commerce Scholarship Foundation.”

She continued: “This special scholarship program enables many of our hard working, aspiring students to continue their goals for a college education and career attainment. The Daly City-Colma Chamber of Commerce warmly welcomes HSBC to the community and wishes to convey our heartfelt thanks for contributing to our Scholarship Program, which provides these tremendous opportunities, for the youth of our community.”

Note to editors

About HSBC Bank USA, N.A

HSBC Bank USA, N.A. is the principal subsidiary of HSBC USA, Inc. It has more than 470 bank branches throughout the United States, with over 370 in New York State. The Bank also operates in Florida, California, Washington, D.C. Pennsylvania, New Jersey, Delaware, Oregon, Washington, Maryland, Illinois, Connecticut and Virginia. HSBC is the principal subsidiary of HSBC USA Inc., an indirectly-held, wholly-owned subsidiary of HSBC North America Holdings Inc. HSBC USA Inc. is one of the nation's largest bank holding companies by assets. Deposits in the United States are offered by HSBC Bank USA, N.A. Member FDIC.

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1 HSBC Premier is a premium financial management service offering a range of banking, investment and financing solutions. To qualify for HSBC Premier, you need to maintain $100,000 in combined personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal Premier membership. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

HSBC Premier provides international recognition and support, international services, credit card rewards and protection around the world, and financial planning and wealth management through a single Premier Relationship Manager. With Premier Centres in 42 countries and territories, HSBC Premier breaks down banking barriers allowing customers to seamlessly bank anywhere in the world.

Within the United States, HSBC Premier Centres can be found in Los Angeles, Miami, New York City, San Francisco, Washington, D.C., Westport, CT., and White Plains, NY. Additionally, there are over 250 Premier Centres worldwide. For more information visit: HSBCPREMIERUSA.com.

2 Mortgage products are offered through HSBC Mortgage Corporation (USA) a wholly owned subsidiary of HSBC Bank USA, N.A. Equal Housing Lender.

3 Securities and Annuity Products are provided by Registered Representatives and Insurance Agents of HSBC Securities (USA) Inc., member NYSE/FINRA/SIPC, a registered Futures Commission Merchant, a wholly-owned subsidiary of HSBC Markets (USA) Inc. and an indirectly wholly-owned subsidiary of HSBC Holdings plc. Insurance products are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., a wholly-owned subsidiary of HSBC Bank USA, N.A., and an indirectly wholly-owned subsidiary of HSBC Holdings plc. Products and services may vary by state and are not available in all states.

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