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HSBC Bank USA Appoints Experienced Local Banker to Manage Jersey City Branch

6 April 2010

Kashif Mahmood appointed to manage branch in Jersey City.

New York, NY (April 5, 2010). HSBC Bank USA, N.A. (HSBC) has appointed Kashif Mahmood, a leader in the local banking community with more than seven years finance industry experience, to manage its branch located in the heart of Journal Square, Jersey City.

Photo of Kashif Mahmood

Prior to joining HSBC, Kashif spent four years at PNC Bank as a branch manager. During this time he also acted as Treasurer of the Franklin Township Chamber of Commerce and helped create a framework for its future direction. Following his successful tenure there, Kashif was commended by the State Senate of New Jersey in recognition of his efforts to help local small businesses.

A graduate of Punjab University, Pakistan, Kashif Mahmood is an active member of regional business organizations including Hudson County Chamber of Commerce. As manager of HSBC's Jersey City branch he is responsible for eight locally employed staff. Among them they are able to serve customers in Arabic, Spanish, French, Hindi, Urdu, Punjabi and Gujrati, as well as English and offer more than forty years of combined banking experience.

Mayra DiRico, Executive Vice President and Regional President, HSBC Bank USA, N.A, said, "Kashif's enthusiasm, dedication and in-depth knowledge of the Jersey City market will be invaluable as we seek to grow our business there. He fully understands the importance of serving customers locally while helping them to make the most of opportunities globally."

The 2854 John F Kennedy Blvd. branch provides a full range of financial services to both individuals and businesses including: mortgages, loans, wealth management, and insurance.

Also offered is Premier,1 HSBC's global personal banking service, which provides international recognition, worldwide support, a credit card, home-financing options, access to a relationship manager and Global View, a unique service which allows customers to access and manage all of their international Premier accounts in one place.

Note to editors

About HSBC Bank USA, N.A.

HSBC Bank USA, N.A. has more than 475 bank branches throughout the United States, with over 370 in New York State. The Bank also operates in Florida, California, Washington D.C., Pennsylvania, New Jersey, Delaware, Oregon, Washington, Maryland, Illinois, Connecticut and Virginia. HSBC is the principal subsidiary of HSBC USA Inc., an indirectly-held, wholly-owned subsidiary of HSBC North America Holdings Inc. HSBC USA Inc. is one of the nation's largest bank holding companies by assets.

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1 HSBC Premier is a premium financial management service offering a range of banking, investment and financing solutions. To qualify for HSBC Premier, you need to open a Premier Checking account and maintain $100,000 in combined personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal Premier membership. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

HSBC Premier offers international recognition and support, international services, credit card rewards and protection around the world, and financial planning and wealth management through access to a Premier Relationship Manager. With Premier Centres in 42 countries and territories, HSBC Premier breaks down banking barriers allowing customers to seamlessly bank anywhere in the world.

Within the United States, HSBC Premier Centers can be found in Los Angeles, Miami, New York City, San Francisco, Washington, D.C., Westport, CT., and White Plains, NY.

In addition to Premier Relationship Managers in branches, there are over 250 Premier Centers worldwide. For more information visit: HSBCPREMIERUSA.com.

Deposits in the United States are offered by HSBC Bank USA, N.A. Member FDIC.

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