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HSBC Expands Regional Presence with New Branch in Temple City, California

22 April 2010

The addition of this facility extends HSBC's West Coast network to 40 branches

New York, NY - HSBC Bank USA, N.A, part of one of the world's largest financial services organizations, has officially opened the doors to its latest full-service retail branch, situated in the heart of Temple City, California. The addition of this facility extends HSBC's West Coast network to 40 branches, employing scores of local people and serving tens of thousands of customers.

HSBC Group's presence in over 80 countries and territories is perfectly aligned to Temple City, with its high concentration of internationally connected individuals and businesses that benefit from both an on-the-ground HSBC branch presence and its extensive global reach.

Dominic O'Hagan, West Coast Regional President, HSBC Bank USA, N.A., said, "Temple City, with its strong international connections, was the obvious place in which to enhance our West Coast branch network. As 'The world's local bank', we fully understand the importance of serving the Temple City community locally while helping them to make the most of opportunities globally."

Temple City branch building

Located at 9601 Las Tunas Blvd., the brand-new, 3000 square-feet facility features three teller stations, a Premier banking center, customer meeting rooms and 24 hour ATM, as well off-street parking and the latest in customer-friendly design.

Operating initially with a staff of ten locally employed banking professionals, the Temple City branch provides a full range of financial services to both businesses and individuals including Premier,1 HSBC's global personal banking service. This offers international recognition, worldwide support, wealth management,2 insurance, mortgages,3 credit card,4 access to a relationship manager and 'Global View,' a unique online service which allows customers to access and manage all of their international Premier accounts in one place.

Branch manager Aimei Chen, is a career banker with over 14 years professional experience in and around the San Gabriel Valley area. Aimei and team are able to serve customers in Mandarin and Cantonese as well as English. Between them they offer more than fifty years worth of combined banking experience.

This evening, HSBC will mark the occasion of its Temple City launch with a VIP Grand Opening Ceremony hosted by Irene Dorner, President and CEO, HSBC Bank USA, N.A. During the event, checks totalling $15,000 will be presented to two local charities: Temple City School Foundation and Emperor Elementary School PTA. All funds will be used to support educational programs for young people.

Nadine Witry, President, Temple City Schools Foundation, "HSBC's generous contribution to the Temple City Schools Foundation makes a wonderful statement about their commitment to education in our community. We are so grateful for their support and leadership in funding programs benefiting our kids."

Kim Sickles, PTA President, Emperor Elementary School, said, "This generous donation from HSBC will go towards putting quality tools and resources in the hands of our students. As we face difficult budgetary times, we are greatly appreciative of these funds as they will continue to support and develop the learning of all of our students."

Note to editors

About HSBC Bank USA, N.A.

HSBC Bank USA, N.A. has more than 470 bank branches throughout the United States, with over 375 in New York State. The Bank also operates in Florida, California, Washington, D.C. Pennsylvania, New Jersey, Delaware, Oregon, Washington, Maryland, Illinois, Connecticut and Virginia. HSBC Bank USA, N.A. is the principal subsidiary of HSBC USA Inc., an indirectly-held, wholly-owned subsidiary of HSBC North America Holdings Inc., one of the nation's leading bank holding companies by assets. Deposits in the United States are offered by HSBC Bank USA, N.A. Member FDIC.

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1 HSBC Premier is a premium financial management service offering a range of banking, investment and financing solutions. To qualify for HSBC Premier, you need to open a Premier Checking account and maintain $100,000 in combined personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal Premier membership. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

HSBC Premier offers international recognition and support, international services, credit card rewards and protection around the world, and financial planning and wealth management through access to a Premier Relationship Manager. With Premier Centers in 42 countries and territories, HSBC Premier breaks down banking barriers allowing customers to seamlessly bank anywhere in the world.

Within the United States, HSBC Premier Centers can be found in Los Angeles, Miami, New York City, San Francisco, Washington, D.C., Westport, CT., and White Plains, NY. In addition to Premier Relationship Managers in branches, there are over 250 Premier Centers worldwide. For more information visit: HSBCPREMIERUSA.com.

2 Securities and Annuity Products are provided by Registered Representatives and Insurance Agents of HSBC Securities (USA) Inc., member NYSE/FINRA/SIPC, a registered Futures Commission Merchant, a wholly-owned subsidiary of HSBC Markets (USA) Inc. and an indirectly wholly-owned subsidiary of HSBC Holdings plc. Insurance products are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., a wholly-owned subsidiary of HSBC Bank USA, N.A., and an indirectly wholly-owned subsidiary of HSBC Holdings plc. Products and services may vary by state and are not available in all states.

3 Mortgage products are offered through HSBC Mortgage Corporation (USA) a wholly owned subsidiary of HSBC Bank USA, N.A. Equal Housing Lender.

4 Credit cards in the U.S. issued by HSBC Bank USA, N.A. or HSBC Bank Nevada, N.A. and are subject to approval.

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