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HSBC Palo Alto Branch Celebrates Notable Anniversary

4 January 2012

New York, NY - HSBC Bank USA, N.A. celebrates a notable branch anniversary this year with six years of serving the banking needs of the Bay Area. The HSBC branch located in Palo Alto has played an active role in the community since first opening its doors in 2006.

Located on University Avenue, the 4,746 square-foot facility features a customer friendly design incorporating a Premier banking lounge and Business Banking Center with access to a full suite of commercial products and services including: Deposit, Commercial Lending, Payments & Cash Management, Trade & Supply Chain and Foreign Exchange. Also on hand are express banking ATMs and teller services for Premier, Business and other retail transactions along with several meeting rooms.

Staffed by a team of 11 employees including on-site Business Banking professionals, the Palo Alto branch can provide customers with assistance in multiple languages including English, Cantonese, Mandarin, Korean, Spanish and Hindi. Among them they offer more than 100 years of combined banking experience.

"This anniversary represents an important milestone for us," said Cha Park, Senior Vice President and District Executive, HSBC Bank USA, N.A. "The Palo Alto branch with its strong international connectivity helps to enhance HSBC's California branch network and we're pleased to provide a full suite of banking products to local businesses and individuals who benefit both from our on-the-ground presence and extensive global reach."

Note to editors:

HSBC in California

Through its network of 38 branches and several commercial banking offices located across the Greater Los Angeles, San Francisco and San Diego Metropolitan areas, HSBC Bank USA, N.A. offers a full range of banking products and services to individuals, small businesses, corporations and institutions. It leverages HSBC Group's international network to provide market leading product and services to meet its clients growing international needs.

United States persons (including U.S. citizens and residents) are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts -- including, for example, Form TD F 90-22.1 (Report of Foreign Bank and Financial Accounts ("FBAR")). U.S. persons should consult a tax adviser for more information.

HSBC Bank USA, National Association, with total assets of $195.1 billion as of 30 June 2011 (US GAAP), serves around 4 million customers through its personal financial services, commercial banking, private banking, asset management, and global banking and markets segments. It operates more than 470 bank branches throughout the United States. There are over 370 in New York state as well as branches in Connecticut, Washington, D.C., Florida, New Jersey, Pennsylvania, Maryland, Virginia, California, Delaware, Illinois, Oregon and Washington State. HSBC Bank USA, N.A. is the principal subsidiary of HSBC USA Inc., an indirect, wholly-owned subsidiary of HSBC North America Holdings Inc., one of the nation's largest bank holding companies by assets. HSBC Bank USA, N.A. is a member of the FDIC.

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