Earn exclusive rewards when you begin an HSBC Advance relationship | HSBC

 

HSBC Advance

To apply or learn more call 866.584.4722 or

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Day-to-day banking

Meeting your banking needs today, while helping you get ready for tomorrow. HSBC Advance is a comprehensive relationship designed to help you simplify your finances so you can focus on achieving your goals. From everyday banking to international support, HSBC Advance can help you reach those goals. As an HSBC Advance client, you will have access to financial opportunities, special discounts, and other benefits to help you make the most of your money while taking care of the day-to-day elements quickly - now and down the road.

  • Take advantage of no annual fee and no foreign transaction fees with the HSBC Advance MasterCard® credit card2.
  • Get up to three rebates per month on non-HSBC ATM third-party surcharges in the U.S. outside of New York State3
  • Save with discounted rates on a Home Equity Line of ChoiceSM4
  • Bank when you want, where you want with Personal Internet Banking from HSBC. You can manage your finances in one place from the comfort of your home - or anywhere else with Internet access.
  • Personal Internet Banking customers can also experience the convenience of mobile banking so you can stay on top of your finances wherever you go. Pay bills, check balances, transfer funds, view transaction history and more - all at your fingertips. Download the HSBC Mobile Banking App5 from the App StoreSM or Google Play™.
    Available on the App Store    Android app on Google play
  • Receive in-branch assistance and priority phone support by calling 866.584.4722. Representatives are available to answer your questions 24 hours a day, seven days a week. If you are calling from outside the United States or Canada, you may call us collect at 716.841.4477.

Growing your money

As well as meeting your banking needs today, at HSBC we also want to help you prepare for tomorrow. HSBC Securities (USA) Inc. and HSBC Insurance Agency (USA) Inc. offer a selected set of wealth management products to meet the needs of clients.

International services on demand6

Having HSBC accounts in more than one country shouldn't be difficult to manage. With HSBC's Global View and Global Transfers7, you can view and transfer funds easily among your eligible worldwide HSBC deposit accounts through Personal Internet Banking. Just click on the video demo to the right to learn more about how these services can help simplify your international banking needs.

Additional international benefits for HSBC Advance clients include:

  • Priority phone services and 24/7 Telephone Banking via our interactive Voice Response Unit (VRU)
  • 50% discount on the fee for international banking center account opening services. International account opening services may not be available in all countries
  • Seamless transfer of your HSBC credit history to and from participating HSBC entities8
  • Use funds transfers to conveniently send funds from your U.S. HSBC accounts across the street or across the globe
Play the Global View and Global Transfers video

Financial tools and online calculators

HSBC Advance gives you access to a variety of online interactive financial tools, simulators, and calculators designed to help you save now and plan for later.

Thinking of buying a home? Use our handy home mortgage calculators to find out how much you can afford to borrow and the amount your payments will be. In the market for life insurance? Our insurance calculators can help determine how much life insurance you require and which type of insurance best suits your needs.

To learn more about HSBC Advance

Call 866.584.4722 or

Request a Callback

1 To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain $15,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $20 will be incurred if minimum balance requirements are not maintained.

Investments are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.

Investment Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

The Annual Percentage Yield (APY) and balance for an Advance checking account which is accurate as of 09/16/2014 is 0.01% APY on balances of $5.00 or more. APY is variable and subject to change after opening. Charges and fees may reduce earnings.

2 HSBC Advance MasterCard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires an HSBC Advance or HSBC Premier relationship. To learn more, speak to an HSBC branch representative. Please see Summary of Terms, which contain Important Information about the rates, fees and other costs.

MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

3 Available only on U.S. non-HSBC ATM transactions (except in New York State) initiated from HSBC Advance checking. HSBC will rebate up to three qualifying ATM third-party surcharge fees incurred based on transaction date order during the calendar month. The rebate will be credited to your account on the first business day of the following calendar month.

4 Discounts and loan amount depend on specific program and may require certain Advance balances, reserves, equity and automatic payment from an HSBC Advance checking account.

5 Data charges from your mobile service provider may apply.

6 United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts.

7 Global View and Global Transfers are not available in all countries. Foreign currency exchange rates and local country limitations may apply.

8 Accounts outside the United States may be opened within The HSBC Group, which operates through a network of affiliates and subsidiaries around the world.

App Store is a service mark of Apple Inc.

Google Play is a trademark of Google Inc.

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

Equal Housing Lender Logo Equal Housing Lender

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE
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