Savings Account | Business Accounts | HSBC Business Banking

Business accounts

Business Savings

Earn interest on cash reserves while keeping funds easily available for your business.

Designer looking at fabric | HSBC Business Savings

Put surplus cash to work with a Business Savings account

Minimum requirements
  • Earn interest with a balance as little as $200
  • No monthly maintenance fees1 for accounts maintaining $500 or more
Fast and easy account access 24/72
  • 24/72 access to your accounts available through ATMs, Business Internet and Telephone banking
  • Transfer funds between accounts with HSBCnet3
  • Unlimited monthly transactions at HSBC ATMs4

When you need to speak to someone, your dedicated Relationship Manager and our Business Customer Service Team5 are happy to assist.

Certificate of Deposit
  • Invest over a longer term and gain higher returns
  • Choose the term that best fits your needs – from 7 days to 10 years
  • Begin with a minimum opening balance of $1,000

Interested in an HSBC Business account?

How to apply

United States persons (including entities) may be subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non–U.S. accounts. U.S. persons and entities should consult a tax advisor for more information.

1 Other fees may apply. Please refer to the HSBC Business Savings Account Terms & Charges Disclosure.

2 Telephone access to account balances and certain transactions 24/7; complete transaction capability available Mon-Fri 8:00AM to 9:00PM ET and Sat 8:00AM to 4:30PM ET.

3 HSBCnet features and functionality may vary by country.

4 Excludes Cash deposits in excess of $5,000 per month. Federal Reserve Regulation D Transaction Limitations apply. Up to six (6) transfers allowed per month.

5 Customer service hours of operation are Mon-Fri 8:00AM to 9:00PM ET and Sat 8:00AM to 4:30PM ET.

MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

Deposit products offered in the United States by HSBC Bank USA, N.A. Member FDIC.

Learn more about HSBC Business accounts today

How to apply

Featured business accounts

Real-time account access

Business account advice

Have a question?

Call our dedicated Business Customer Service Center at

We're here Mon-Fri 8:00AM to 9:00PM ET and Sat 8:00AM to 4:30PM ET

TTY/TTD: 800.898.5999


Estamos aquí para servirle. Si necesita ayuda en español o inglés, comuníquese con nosotros sin costo alguno al número 888.433.4722. Para llamadas por cobrar fuera de Estados Unidos, comuníquese al número 716.841.4288.


我們隨時為您提供協助。需要廣東話或英語服務,請撥 800.711.8001(北美洲境內免費長途電話)或 716.841.6989(美國以外地區可採用對方付費方式致電)。


我们随时为您提供帮助。需要普通话或英语服务,请拨 800.711.8001(北美洲境内免费长途电话)或 716.841.6989(美国以外地区可采用对方付费方式致电)。

Other Languages

We are here to help. For service in all other languages, call us today toll free at 800.975.4722. For collect calls outside the U.S., contact us at 716.841.7212.

Go to Top