Line of Credit | Finance Solutions | HSBC Business Banking

Line of Credit1

Get the cash you need to cover short-term working capital or seasonal cash needs.

Man and woman laughing at a business lunch | HSBC Line of Credit

Relieve short-term cash needs and allow your business to breathe

Convenient and economical
  • Borrow only what you need and keep your interest payments low
  • Release company cash resources for other uses
  • Take advantage of supplier discounts or unexpected opportunities
  • Complement your underlying business cycle and its seasonality
  • Finance asset conversion cycle
Choice and flexibility
  • Amount range from $25K to $2M2
  • Committed or uncommitted
  • Customized packages for seasonal over-advance needs
  • SBA financing available for small business loans
Loan considerations
  • Business track record
  • Projected business performance
  • Projected business requirements
  • Collateral coverage

Ready to apply?

Start application

United States persons (including entities) may be subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons and entities should consult a tax advisor for more information.

1 All commercial loans and lines of credit are made by HSBC Bank USA, N.A ("HSBC"), an equal opportunity lender, and are subject to satisfaction of HSBC's underwriting requirements and credit approval.

2 Subject to borrowing base or cash flows.

3 Customer service hours of operation are Mon-Fri 8:00AM to 9:00PM ET and Sat 8:00AM to 4:30PM ET.

Get started

Begin your application for a Line of Credit online today.

Start application

Or call our dedicated Business Banking Customer Service3 at
877.472.2249

TTY/TTD:
800.898.5999

The HSBC advantage

With more than 140 years in business, HSBC provides a powerful mix of global reach and local knowledge. We bring together the expertise, security and fiscal strength of one of the world's leading financial institutions with the personalized service of your local bank.

Business account tools

Have a question?

Call our dedicated Business Customer Service Center at
877.472.2249

We're here Mon-Fri 8:00AM to 9:00PM ET and Sat 8:00AM to 4:30PM ET

TTY/TTD: 800.898.5999

Español

Estamos aquí para servirle. Si necesita ayuda en español o inglés, comuníquese con nosotros sin costo alguno al número 888.433.4722. Para llamadas por cobrar fuera de Estados Unidos, comuníquese al número 716.841.4288.

廣東話

我們隨時為您提供協助。需要廣東話或英語服務,請撥 800.711.8001(北美洲境內免費長途電話)或 716.841.6989(美國以外地區可採用對方付費方式致電)。

普通话

我们随时为您提供帮助。需要普通话或英语服务,请拨 800.711.8001(北美洲境内免费长途电话)或 716.841.6989(美国以外地区可采用对方付费方式致电)。

Other Languages

We are here to help. For service in all other languages, call us today toll free at 800.975.4722. For collect calls outside the U.S., contact us at 716.841.7212.

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