Line of Credit | Finance Solutions | HSBC Business Banking


Line of Credit1

Get the cash you need to cover short-term working capital or seasonal cash needs.

Man and woman laughing at a business lunch | HSBC Line of Credit

Relieve short-term cash needs and allow your business to breathe

Convenient and economical
  • Borrow only what you need and keep your interest payments low
  • Release company cash resources for other uses
  • Take advantage of supplier discounts or unexpected opportunities
  • Complement your underlying business cycle and its seasonality
  • Finance asset conversion cycle
Choice and flexibility
  • Amount range from $25K to $2M2
  • Committed or uncommitted
  • Customized packages for seasonal over-advance needs
  • SBA financing available for small business loans
Loan considerations
  • Business track record
  • Projected business performance
  • Projected business requirements
  • Collateral coverage

Ready to apply?

Start application

United States persons (including entities) may be subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons and entities should consult a tax advisor for more information.

1 All commercial loans and lines of credit are made by HSBC Bank USA, N.A ("HSBC"), an equal opportunity lender, and are subject to satisfaction of HSBC's underwriting requirements and credit approval.

2 Subject to borrowing base or cash flows.

3 Customer service hours of operation are Mon-Fri 8:00AM to 9:00PM ET and Sat 8:00AM to 4:30PM ET.

Get started

Begin your application for a Line of Credit online today.

Start application

Or call our dedicated Business Banking Customer Service3 at


The HSBC advantage

With more than 140 years in business, HSBC provides a powerful mix of global reach and local knowledge. We bring together the expertise, security and fiscal strength of one of the world's leading financial institutions with the personalized service of your local bank.

Business account tools

Have a question?

Call our dedicated Business Customer Service Center at

We're here Mon-Fri 8:00AM to 9:00PM ET and Sat 8:00AM to 4:30PM ET

TTY/TTD: 800.898.5999

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