Term Loan | Finance Solutions | HSBC Business Banking


Term loan1

With low minimum loan amounts, you can borrow only what you need, in one lump sum at a competitive rate. And your repayment terms can be designed to match your cash flow.

Scientist working in a pharmaceutical lab | HSBC Term Loan

Whatever the need, HSBC has loans tailored to your business

Invest in your business
  • Office equipment
  • Vehicles
  • Computer systems
Expand at your own rate
  • Loan amounts from $25,000 to $3 million
  • Fixed or Variable interest rates
  • Repayment terms from 1 - 7 years
  • Rate discount with direct debit

Ready to apply?

Start application

United States persons (including entities) may be subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons and entities should consult a tax advisor for more information.

1 All commercial loans and lines of credit are made by HSBC Bank USA, N.A ("HSBC"), an equal opportunity lender, and are subject to satisfaction of HSBC's underwriting requirements and credit approval.

2 Customer service hours of operation are Mon-Fri 8:00AM to 9:00PM ET and Sat 8:00AM to 4:30PM ET.

Get started

You can apply for a Term Loan online today.

Start application

Or call our dedicated Business Banking Customer Service2 at


The HSBC advantage

With more than 140 years in business, HSBC provides a powerful mix of global reach and local knowledge. We bring together the expertise, security and fiscal strength of one of the world's leading financial institutions with the personalized service of your local bank.

Business account tools

Have a question?

Call our dedicated Business Customer Service Center at

We're here Mon-Fri 8:00AM to 9:00PM ET and Sat 8:00AM to 4:30PM ET

TTY/TTD: 800.898.5999

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