Zero Balance Accounts (ZBA) enable you to put your money to work, freeing up capital to maximize your cash positions.
Help maximize your investment potential and/or minimize borrowing costs by funding your account at the end of the day. ZBAs are completely automated, resulting in reduced administrative costs and significantly simplifying the transfer of funds between accounts. Movement of your cash occurs as the last transaction of the banking day.
Interested in an HSBC Business Direct checking account?How to apply
1 Customer service hours of operation are 6:00AM ET to 12:00AM ET.
United States persons (including entities) may be subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons and entities should consult a tax advisor for more information.
HSBC Business Direct is a trademark of HSBC Bank plc used under license by HSBC Bank USA, N.A.
Call our dedicated Business Customer Service Center at
We're here from 6:00AM to 12:00AM ET
Mon - Fri (6am to 10:30pm ET)
Sat & Sun (7am to 10:30pm ET)