HSBC Business Direct | HSBC
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Smart banking solutions
Everything you need to conduct your business banking around the world, so you can spend more time managing your business.
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Managing cash flow
HSBC provides flexible solutions to help you manage your business cash flow and your payments and receivables in the U.S. and across borders.
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International business
With HSBC, your business banking is as easy across borders as it is at home.
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Customer service
You have questions after 5pm ET, our Business Customer Service Team1 has answers.
Find out moreBusiness banking is fast and easy with 24/72 account access via HSBCnet3 and Telephone Banking. HSBC Business Direct™ provides everything to support your business worldwide - with a low monthly maintenance fee4 that is rebated if minimum monthly balance is maintained.
HSBC provides a variety of options to help you manage your business and keep track of your payables and receivables at home and around the world.
With more than 140 years of experience in 60 countries and territories5 our network of experts offer unique local insight to help build your international business.
Take advantage of HSBC's global network of trade experts and leading technology to access trade solutions that are fast, reliable and cost effective for your business.7
Whether you need to cover temporary cash shortfalls or require long term financing, HSBC has a range of products to meet your needs, including lines of credit, loans, mortgages, and credit cards.8
United States persons (including entities) are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.
1 Customer service hours of operation are 6:00AM ET to 12:00AM ET.
2 Telephone access to account balances and certain transactions 24/7; complete transaction capability from 6:00AM ET to 12:00AM ET.
3 HSBCnet features and functionality may vary by country.
4 Other fees including account activity fees may apply. Please refer to the HSBC Business Direct Checking Account Terms & Charges Disclosure.
5 The HSBC Group operates through a network of affiliates and subsidiaries around the world.
6 Account opening is not available in all countries.
7 Trade and supply chain transactions may be subject to credit approval. Other restrictions, including specific country regulations, may apply. Foreign currency exchange rates may apply to certain trade transactions. Certain products and solutions may not be offered in every market.
8 All commercial loans, credit cards and lines of credit are made by HSBC Bank USA, N.A ("HSBC") in the United States, an equal opportunity lender, and are subject to satisfaction of HSBC's underwriting requirements and credit approval requirements.
MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.
HSBC Business Direct is a trademark of HSBC Bank plc used under license by HSBC Bank USA, N.A.
Business without Borders is a registered service mark of HSBC USA Inc.
Deposit products offered in the United States by HSBC Bank USA, N.A. Member FDIC.
Insurance Agents of HSBC Insurance Agency (USA) Inc., a wholly-owned subsidiary of HSBC Bank USA, N.A., and an indirectly wholly-owned subsidiary of HSBC Holdings plc offers Insurance products issued by third-party insurance carriers. Products and services may vary by state and are not available in all states.
| Insurance Products: | ||||
|---|---|---|---|---|
| ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES | ARE NOT FDIC INSURED | ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES | MAY LOSE VALUE |
United States persons (including entities) may be subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons and entities should consult a tax advisor for more information.
Equal Housing Lender.