Line of Credit for business| HSBC Business Direct

 
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Finance

Line of credit1

Get the cash you need to cover short-term working capital or seasonal cash needs.

Two men and a woman outside eating and talking business.

Relieve short-term cash needs and allow your business to breathe

Convenient and economical
  • Borrow only what you need and keep your interest payments low
  • Release company cash resources for other uses
  • Take advantage of supplier discounts or unexpected opportunities
  • Complement your underlying business cycle and its seasonality
  • Finance asset conversion cycle
Choice and flexibility
  • Amount range from $25K to $2M
  • Committed or uncommitted
  • Subject to borrowing base or cash flows
  • Customized packages for seasonal over-advance needs
  • SBA financing available for small business loans
Loan considerations2
  • Business track record
  • Projected business performance
  • Projected business requirements
  • Collateral coverage

Ready to apply?

Start application
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United States persons (including entities) may be subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons and entities should consult a tax advisor for more information.

1All commercial loans and lines of credit are made by HSBC Bank USA, N.A ("HSBC"), an equal opportunity lender, and are subject to satisfaction of HSBC's underwriting requirements and credit approval.

2Other factors may be considered when extending credit.

3Customer service hours of operation are 6:00AM ET to 12:00AM ET.

HSBC Business Direct is a trademark of HSBC Bank plc used under license by HSBC Bank USA, N.A.

Get started

You can apply for a Line of Credit online today.

Start application

Or call our dedicated Business Banking Customer Service3 at
877.472.2249

TTY/TTD:
800.898.59991

The HSBC advantage

With more than 140 years in business, HSBC provides a powerful mix of global reach and local knowledge. We bring together the expertise, security and fiscal strength of one of the world's leading financial institutions with the personalized service of your local bank.

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Have a question?

Call our dedicated Business Customer Service Center at
877.472.2249

We're here from 6:00AM to 12:00AM ET

TTY/TTD: 800.898.5999
Mon - Fri (6am to 10:30pm ET)
Sat & Sun (7am to 10:30pm ET)