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Account Opening

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Certificates of Deposit

* The Annual Percentage Yields (APYs) for the Online CD Offer are accurate as of 02/09/2016 and apply for the initial term only. A penalty may be imposed for early withdrawal. Minimum to open and obtain the APY is $1,000.

1 The interest rates may change at any time at the Bank's discretion without prior notice, before any CD is opened online. CDs cannot be opened online before the application process is finalized and funded. Your account will receive the current interest rate in effect on the date it is opened and funded. See the Online Certificate of Deposit ("Online CD") Terms and Charges Disclosure for more information.

Deposit products offered in U.S. by HSBC Bank USA, N.A. Member FDIC.

Take advantage of our Online CD Offers:

0.75% APY* for 6 months Online CD
0.95% APY* for 12 months Online CD
1.30% APY* for 24 months Online CD

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE
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