Investing and Retiring | HSBC


Investing and retiring

Building your wealth for retirement, education or other financial needs

HSBC Securities (USA) Inc. ("HSBC Securities")1 can help open your portfolio to a world of unique insights and opportunities. We will work with you on an individual basis to develop a financial strategy based on your personal aspirations.

Unique World Image (Chinese Architecture)

Investing with HSBC Securities (USA) Inc.

When it comes to investing, everyone has individual needs and goals. Whether you're planning to purchase a new house, start your own business or leave a legacy, HSBC Securities will help you work toward your goals.

Planning and developing a retirement strategy

Whether you're just starting to save or are nearing the time to turn your savings into retirement income, our financial professionals2 can help you develop a sound retirement strategy.

Saving for education

Education expenses for your children or grandchildren can be substantial. Fortunately, you can plan ahead through a range of tax-advantaged savings programs, including 529 College Savings Plans3.

BrokerCheck by FINRA

Free Online tool to check background of this Firm and your Advisor

Click here


You'll receive personal attention from an HSBC Securities financial professional who can help you build and manage a financial strategy that leverages unique global insights from across HSBC's vast resources.

Personal financial review

A qualified financial professional can help you develop an appropriate investment strategy based on your current finances and investment objectives. Start with a financial review today.

Frequently asked questions

Find answers to common investment questions, definitions of frequently used terms, and other helpful information.

Couple sitting on beach chairs

Retirement planning calculator

No matter how you plan to spend your retirement, find out if your savings and investments will give you enough income to enjoy life when you retire.

Senior couple on boat

Living in retirement calculator

Use our calculator to help you determine how much money you'll need to support your new retirement lifestyle.

Mother and son sitting on pier

Grow your wealth calculator

You have financial goals and plans for your family's future. Our calculator will help to show what your savings could be worth in the future and will suggest ways that may help you grow your wealth.

Family walking in park

Protect your family — loss of life calculator

How much life insurance do you need? Use our insurance calculator to help you determine how much your loved ones may need financially when you're gone.

1 Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Whole life, universal life and term life are provided by unaffiliated third parties and are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., which is a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.

Investment, Annuity and Insurance Products:

All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.

Research backgrounds of brokers and brokerage firms for free by visiting FINRA's BrokerCheck website

2 Financial professional refers to Premier Wealth Advisors (PWA), Premier Relationship Advisors (PRA) and Financial Advisors (FA). PWA/PRAs primarily focus on a full suite of Premier products and services while FAs primarily focus on a full suite of Advance products and services. Both offer bank products through HSBC Bank (USA) N.A., investments and certain insurance products, including annuities, through HSBC Securities (USA) Inc. and traditional insurance products through HSBC Insurance Agency (USA) Inc.

3 Tax treatment of 529 Plans sales varies from state to state and can be a major factor in deciding which plan to select. Broker-sold plans often contain sales loads and higher fees and expenses than direct-sold plans.

United States persons (including U.S. citizens and residents) are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts - including, for example, Form TD F 90-22.1 (Report of Foreign Bank and Financial Accounts ("FBAR")). U.S. persons should consult a tax adviser for more information.

* Viewing PDF files require the use of Adobe Acrobat Reader. If you do not already have Adobe Acrobat Reader, you can download it online. After downloading the software, follow the instructions for installing the program. If you prefer, you can always download the files now and open them offline later.

To download the Reader to your computer, click the Adobe button. Get Adobe Reader

If you are unable to access these PDF files, please call 800.662.3343 to obtain a copy. For more on HSBC accessibility, click here.


Estamos aquí para servirle. Si necesita ayuda en español o inglés, comuníquese con nosotros sin costo alguno al número 888.433.4722. Para llamadas por cobrar fuera de Estados Unidos, comuníquese al número 716.841.4288.


我們隨時為您提供協助。需要廣東話或英語服務,請撥 800.711.8001(北美洲境內免費長途電話)或 716.841.6989(美國以外地區可採用對方付費方式致電)。


我们随时为您提供帮助。需要普通话或英语服务,请拨 800.711.8001(北美洲境内免费长途电话)或 716.841.6989(美国以外地区可采用对方付费方式致电)。

Other Languages

We're here to help. For service in any other languages, call us today toll-free at 800.975.4722. If you are calling from outside the U.S. or Canada, please call us collect at 716.841.7212.

Welcome back!

We're happy you have come back to complete your Online HSBC account application.

If you've started to fill out an online application for a deposit account and saved it, simply click the Retrieve an existing application link and be prepared to provide the following information:

First Name and Last Name
Social Security Number
Date of Birth

Your application will be made available for completion.


If you did not save your online application, you'll need to reapply for the product you are interested in. Simply return to the product page on the Public website that you were interested in and click the apply now button.

Thank you for your interest in HSBC. We look forward to helping you reach your financial goals.

Go to Top