Certificates of Deposit (CDs) | HSBC
HSBC CDs offer many term options to suit your savings needs.
- Select the term that is right for you
Knowing your Certificate of Deposit's (“CD's”) interest rate and maturity date will help you prepare for future expenses and add structure to your financial plans.1
- Locked in rates
Your CD rate is locked in for the length of the term, so there are no surprises, just steady earnings, when your principal remains on deposit through the maturity date.2
Take advantage of our Online CD Offers:
0.75% APY* for 6 months
0.95% APY* for 12 months
1.30% APY* for 24 months
* The Annual Percentage Yields (APYs) for the Online CD Offer are accurate as of 01/17/2017 and apply for the initial term only. A penalty may be imposed for early withdrawal. Minimum to open and obtain the APY is $1,000.
1 The interest rates and Annual Percentage Yields (APYs) may change at any time at the Bank's discretion without prior notice, before any CD is opened online. CDs cannot be opened online before the application process is finalized and funded. Your account will receive the current interest rate and APY in effect on the date it is opened and funded. See the Online Certificate of Deposit ("Online CD") Terms and Charges Disclosure for more information.
2 A penalty may be imposed for early withdrawal.
Deposit products offered in U.S. by HSBC Bank USA, N.A. Member FDIC.
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Equal Housing Lender.
|†† Investments, Annuity and Insurance Products:|
|ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES||ARE NOT FDIC INSURED||ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY||ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES||MAY LOSE VALUE|
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我们随时为您提供帮助。需要普通话或英语服务，请拨 800.711.8001（北美洲境内免费长途电话）或 716.841.6989（美国以外地区可采用对方付费方式致电）。
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We're happy you have come back to complete your Online HSBC account application.
If you've started to fill out an online application for a deposit account and saved it, simply click the Retrieve an existing application link and be prepared to provide the following information:
First Name and Last Name
Social Security Number
Date of Birth
Your application will be made available for completion.
If you did not save your online application, you'll need to reapply for the product you are interested in. Simply return to the product page on the Public website that you were interested in and click the apply now button.
Thank you for your interest in HSBC. We look forward to helping you reach your financial goals.