Certificates of Deposit (CDs) details | HSBC

Certificates of Deposit

To apply or learn more call 800.975.4722 or

Apply online

You can tailor CD savings to your needs

Your savings plan can begin when it's convenient for you with HSBC's CDs

You can take advantage of quick and easy account opening any time. Just apply online and your CD interest compounds daily. View terms and rates.

Online CD benefits

Your savings goals are within reach with HSBC's many Certificate of Deposit options. Receive:

When your CD matures, you have several options to choose from:

  • Let your balance automatically roll over into a CD of the same term
  • Add money to your maturing CD during the grace period to start a new CD of the same term2
  • Open a new CD with your balance for a different term or contact the Customer Relationship Center during your grace period to change the term on your existing account
  • Transfer your balance or a portion of your balance to your other HSBC deposit accounts during the grace period2

Your savings are secure

  • The money in all your deposit accounts is FDIC-insured to the maximum permitted by law
  • Bank online securily. You're covered by our $0 Liability, Online Guarantee.

* The Annual Percentage Yields (APYs) for the Online CD Offer are accurate as of 05/27/2016 and apply for the initial term only. A penalty may be imposed for early withdrawal. Minimum to open and obtain the APY is $1,000.

1 The interest rates and Annual Percentage Yields (APYs) may change at any time at the Bank's discretion without prior notice, before any CD is opened online. CDs cannot be opened online before the application process is finalized and funded. Your account will receive the current interest rate and APY in effect on the date it is opened and funded. See the Online Certificate of Deposit ("Online CD") Terms and Charges Disclosure for more information.

2 Effective Feb 10, 2012, you will only be able to perform a one-time deposit or withdrawal during your grace period. Once you perform one deposit and/or change the term, the grace period will end.

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Take advantage of our Online CD Offers:

0.75% APY* for 6 months Online CD
0.95% APY* for 12 months Online CD
1.30% APY* for 24 months Online CD

Apply Online Apply Now

Have a question?

Call our Customer Relationship Center
800.975.4722

Monday - Sunday 7:00am - 12:00am ET
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TTY: 800.898.5999
Monday - Sunday 7:00am - 12:00am ET

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

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Other Languages

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