Details | Certificates of Deposit (CDs) | HSBC
You can tailor CD savings to your needs
Get promotional CD rates by applying online today.
Lock in a promotional Certificate of Deposit rate today by applying for our 6, 12, or 24-month CDs. Benefit from fixed daily interest rates, easy online management and more.
Your savings plan can begin when it's convenient for you with HSBC's CDs
You can take advantage of quick and easy account opening any time. Just apply online and your CD interest compounds daily. View terms and rates.
Take advantage of our Online CD Offers:
0.75% APY* for 6 months
0.95% APY* for 12 months
1.30% APY* for 24 months
Online CD benefits
Your savings goals are within reach with HSBC's many Certificate of Deposit options. Receive:
- Fixed interest rates, compounded daily1
- Easy online account management for CDs through Personal Internet Banking
When your CD matures, you have several options to choose from:
- Let your balance automatically roll over into a CD of the same term
- Add money to your maturing CD during the grace period to start a new CD of the same term2
- Open a new CD with your balance for a different term or contact the Customer Relationship Center during your grace period to change the term on your existing account
- Transfer your balance or a portion of your balance to your other HSBC deposit accounts during the grace period2
Your savings are secure
- The money in all your deposit accounts is FDIC-insured to the maximum permitted by law
- Bank online securily. You're covered by our $0 Liability, Online Guarantee.
* The Annual Percentage Yields (APYs) for the Online CD Offer are accurate as of 04/24/2017 and apply for the initial term only. A penalty may be imposed for early withdrawal. Minimum to open and obtain the APY is $1,000.
1 The interest rates and Annual Percentage Yields (APYs) may change at any time at the Bank's discretion without prior notice, before any CD is opened online. CDs cannot be opened online before the application process is finalized and funded. Your account will receive the current interest rate and APY in effect on the date it is opened and funded. See the Online Certificate of Deposit ("Online CD") Terms and Charges Disclosure for more information.
2 Effective Feb 10, 2012, you will only be able to perform a one-time deposit or withdrawal during your grace period. Once you perform one deposit and/or change the term, the grace period will end.
Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
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Equal Housing Lender.
|†† Investments, Annuity and Insurance Products:|
|ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES||ARE NOT FDIC INSURED||ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY||ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES||MAY LOSE VALUE|
Estamos aquí para servirle. Si necesita ayuda en español o inglés, comuníquese con nosotros sin costo alguno al número 888.433.4722. Para llamadas por cobrar fuera de Estados Unidos, comuníquese al número 716.841.4288.
我們隨時為您提供協助。需要廣東話或英語服務，請撥 800.711.8001（北美洲境內免費長途電話）或 716.841.6989（美國以外地區可採用對方付費方式致電）。
我们随时为您提供帮助。需要普通话或英语服务，请拨 800.711.8001（北美洲境内免费长途电话）或 716.841.6989（美国以外地区可采用对方付费方式致电）。
We're here to help. For service in any other languages, call us today toll-free at 800.975.4722. If you are calling from outside the U.S. or Canada, please call us collect at 716.841.7212.
We're happy you have come back to complete your Online HSBC account application.
If you've started to fill out an online application for a deposit account and saved it, simply click the Retrieve an existing application link and be prepared to provide the following information:
First Name and Last Name
Social Security Number
Date of Birth
Your application will be made available for completion.
If you did not save your online application, you'll need to reapply for the product you are interested in. Simply return to the product page on the Public website that you were interested in and click the apply now button.
Thank you for your interest in HSBC. We look forward to helping you reach your financial goals.