Certificates of Deposit (CDs) details | HSBC

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As always, we are closely monitoring HSBC accounts for unusual activity and will contact you as appropriate. We strongly encourage you to monitor your transactions and notify us immediately if you see anything suspicious.

Certificates of Deposit

To apply or learn more call 800.975.4722 or

Apply online

You can tailor CD savings to your needs

Your savings plan can begin when it's convenient for you with HSBC's CDs

You can take advantage of quick and easy account opening any time. Just apply online and your CD interest compounds daily. View terms and rates.

Online CD benefits

Your savings goals are within reach with HSBC's many Certificate of Deposit options. Receive:

When your CD matures, you have several options to choose from:

  • Let your balance automatically roll over into a CD of the same term
  • Add money to your maturing CD during the grace period to start a new CD of the same term2
  • Open a new CD with your balance for a different term or contact the Customer Relationship Center during your grace period to change the term on your existing account
  • Transfer your balance or a portion of your balance to your other HSBC deposit accounts during the grace period2

Your savings are secure

  • The money in all your deposit accounts is FDIC-insured to the maximum permitted by law
  • Bank online securily. You're covered by our $0 Liability, Online Guarantee.

1 The interest rates and Annual Percentage Yields (APYs) may change at any time at the Bank's discretion without prior notice, before any CD is opened online. CDs cannot be opened online before the application process is finalized and funded. Your account will receive the current interest rate and APY in effect on the date it is opened and funded. See the Online Certificate of Deposit ("Online CD") Terms and Charges Disclosure for more information.

2 Effective Feb 10, 2012, you will only be able to perform a one-time deposit or withdrawal during your grace period. Once you perform one deposit and/or change the term, the grace period will end.

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Investment and Insurance solutions from HSBC represented by Asian Market

Does your current investment strategy incorporate global expertise and local solutions?

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Have a question?

Call our Customer Relationship Center
800.975.4722

Monday - Sunday 7:00am - 12:00am ET
Automated banking available 24/7
Lost Stolen 24/7

TTY: 800.898.5999
Monday - Sunday 7:00am - 12:00am ET

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE
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