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HSBC Premier |
HSBC Advance |
Choice Checking |
Basic Banking |
|
|---|---|---|---|---|
| Key details | ||||
| Ideal when you: | Need exclusive products and services you can access globally |
Want a banking account that helps make more out of your money |
Are looking for value and convenience |
Write only a few checks a month |
| Monthly maintenance fee | $50 per month, no fee if monthly minimum balance is maintained1 |
$20 per month, no fee if monthly minimum balance is maintained2 |
$15 per month, no fee with direct deposit or if monthly minimum balance is maintained3 |
$3 per month, up to 8 checks or withdrawals per month at no charge then $.35 per check |
| Monthly minimum balance | $100,000 in linked combined balances1 |
$15,000 in linked combined balances2 |
$1,500 in combined personal deposit and investment balances 3 |
None |
| Free Personal Internet Banking with Bill Pay | Yes |
Yes |
Yes |
Yes |
| Free HSBC Debit MasterCard® Card | Yes |
Yes |
Yes |
Yes |
| No fees at domestic HSBC ATMs | Yes |
Yes |
Yes |
Yes |
| Monthly rebates on qualifying non-HSBC ATM surcharges in the U.S outside of New York State | Yes (see disclosure4) |
Yes (see disclosure5) |
No |
No |
| Select Credit® overdraft protection | Optional |
Optional |
Optional |
Optional |
| eStatements | Available - Enroll now |
Available - Enroll now |
Available - Enroll now |
Available - Enroll now |
| Great rates on relationship savings accounts | ||||
| HSBC International Services | 50% discount on account opening and credit transfer services6 |
Available for a fee |
Available for a fee |
|
| Relationship Manager | Yes |
No |
No |
No |
| No foreign transaction fees on debit card purchases | Yes |
No |
No |
No |
| HSBC Premier World MasterCard® Card | Yes |
No |
No |
No |
| Additional benefits | ||||
| No fee for official checks | Yes |
No |
No |
No |
| Free select style checks | Yes |
Yes |
No |
No |
| Mortgage, HELOC and personal loan discounts | Yes, our best rates |
Yes, attractive rates |
No |
No |
| Earn interest on qualifying checking balances | Yes |
Yes |
No |
No |
1 To qualify for an HSBC Premier relationship, you need to open a HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal Premier relationship. A monthly maintenance fee of $50.00 will be incurred if minimum balance requirements are not maintained. You have up to 90 days after account opening to meet the full $100,000 balance requirement.
2 To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain $15,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $20.00 will be incurred if minimum balance requirements are not maintained.
3 If direct deposit ceases, a $15 monthly maintenance fee will apply if balance requirements are not met. Qualifying direct deposits are electronic deposits of regular periodic payments make into your Choice Checking account through 3rd parties at least once per statement cycle. To avoid a monthly $15 maintenance fee for Choice Checking, you need to maintain direct deposit or $1,500 in total combined personal deposit and investment balances.
4 Available only on U.S. non-HSBC ATM transactions (except in New York State) initiated from HSBC Premier checking, Premier Asset Management, and HSBC Premier Savings account. HSBC will rebate qualifying ATM third-party surcharge fees incurred with a credit to your account on the first business day of the following calendar month.
5 Available only on U.S. non-HSBC ATM transactions (except in New York State) initiated from HSBC Advance checking. HSBC will rebate up to three qualifying ATM third-party surcharge fees incurred based on transaction date order during the calendar month. The rebate will be credited to your account on the first business day of the following calendar month.
6 50% discount on International Banking Center Services for opening HSBC accounts in qualifying countries outside of the United States.
MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.
Deposit products offered in the United States by HSBC Bank USA, N.A. Member FDIC.
Equal Housing Lender.| †† Investments, Annuity and Insurance Products: | ||||
|---|---|---|---|---|
| ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES | ARE NOT FDIC INSURED | ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES | MAY LOSE VALUE |
