Basic Checking Account | HSBC

 

Basic Banking

To apply or learn more call 800.975.4722 or

Apply online

When a basic checking and banking account is all you want

  • HSBC Debit Mastercard® Card
    The convenience of HSBC Debit Mastercard® card with no transaction fees on purchases and no monthly or annual service fees.
  • Online banking
    With free Personal Internet Banking, online Bill Pay and eStatements, banking is easier and greener, too.
  • No Minimum Balance
    Regardless of your balance, your monthly maintenance fee is only $31.
  • Optional overdraft protection
    Enjoy peace of mind with Select Credit - a personal line of credit that can be used as overdraft protection for your checking account.

See Terms and Charges Disclosure for more information.

Apply online

1 There is no charge for the first eight checks/withdrawal slips you write, then you will be charged $ .35 per check or withdrawal.

Select Credit Accounts are issued by HSBC Bank USA, N.A., subject to credit approval, and require a qualifying deposit relationship with HSBC Bank USA, N.A.

Deposit products offered in U.S. by HSBC Bank USA, N.A. Member FDIC.

Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

Bicycles representing HSBC Mobile Banking

HSBC Mobile Banking

Your on-the-go solution

Learn More

Have a question?

Call our Customer Relationship Center
800.975.4722

Monday - Sunday 7:00am - 12:00am ET
Automated banking available 24/7
Lost Stolen 24/7

TTY: 800.898.5999
Monday - Sunday 7:00am - 12:00am ET

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

Español

Estamos aquí para servirle. Si necesita ayuda en español o inglés, comuníquese con nosotros sin costo alguno al número 888.433.4722. Para llamadas por cobrar fuera de Estados Unidos, comuníquese al número 716.841.4288.

廣東話

我們隨時為您提供協助。需要廣東話或英語服務,請撥 800.711.8001(北美洲境內免費長途電話)或 716.841.6989(美國以外地區可採用對方付費方式致電)。

普通话

我们随时为您提供帮助。需要普通话或英语服务,请拨 800.711.8001(北美洲境内免费长途电话)或 716.841.6989(美国以外地区可采用对方付费方式致电)。

Other Languages

We're here to help. For service in any other languages, call us today toll-free at 800.975.4722. If you are calling from outside the U.S. or Canada, please call us collect at 716.841.7212.

Welcome back!

Please select the product you applied for to resume your application.

RETRIEVE AN EXISTING APPLICATION

Go to Top