Basic Banking details – No minimum balance checking account| HSBC
A step toward building a solid financial foundation
No minimum balance
If you write only a few checks a month, or keep a small checking balance, HSBC's Basic Banking could be right for you. There's no minimum balance requirement and the monthly maintenance fee is just $3 per month. We'll even process up to 8 checks/withdrawal slips each month at no charge. After that, it's just $.35 per check or withdrawal slip.
Personal Internet Banking
Bank online with your Basic Checking account and you'll simplify your life and help the environment at the same time.
- Save time and energy with online Bill Pay
- Eliminate paper statements to help reduce waste when you sign up for eStatements
- View account balances and track purchases and transactions
- Easily find copies of your posted checks images when you choose Record Check®1 service
HSBC Debit MasterCard® card
The HSBC Debit MasterCard® card is welcomed at millions of locations worldwide - anywhere MasterCard is accepted. Make deposits, transfer funds between your HSBC accounts, obtain cash or view account balance information at HSBC ATMs across the United States.
Avoid overdrafts from your checking account with optional HSBC Select Credit® for Overdraft Protection. Available funds from your Select Credit line are automatically transferred to your checking account in the event that your account becomes overdrawn. You can also access funds easily from your Select Credit line with Select Credit checks.
See Terms and Charges Disclosure for more information.
1 Check images are only available if you have Record Check®. Canceled checks will be retained for six years. Canceled checks will be retained for seven years for Washington state residents. Check images are available for 365 days from the day the check posts to the account. Additional restrictions may apply.
Select Credit® for Overdraft Protection Accounts are issued by HSBC Bank USA, N.A., subject to credit approval and require a linked qualifying personal checking account relationship with HSBC Bank USA, N.A.
Deposit products are offered in U.S. by HSBC Bank USA, N.A. Member FDIC.
MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.
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Estamos aquí para servirle. Si necesita ayuda en español o inglés, comuníquese con nosotros sin costo alguno al número 888.433.4722. Para llamadas por cobrar fuera de Estados Unidos, comuníquese al número 716.841.4288.
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我们随时为您提供帮助。需要普通话或英语服务，请拨 800.711.8001（北美洲境内免费长途电话）或 716.841.6989（美国以外地区可采用对方付费方式致电）。
We are here to help. For service in all other languages, call us today toll free at 800.975.4722. For collect calls outside the U.S., contact us at 716.841.7212.