Choice Checking Account | HSBC

 

Choice Checking

We understand meeting your day to day needs are as important as receiving everyday value. Choice Checking gives you both, along with valuable access to all HSBC has to offer.

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Choice Checking offers convenience and value for your everyday needs while serving as a gateway for all HSBC has to offer.

  • Free with direct deposit
    Set up direct deposit or maintain the minimum monthly balance1.
  • Free online and mobile banking
    Stay in control and manage your money anytime, anywhere with 24/7 access.
  • Optional Overdraft Protection
    Enjoy peace of mind with Select Credit - a personal line of credit that can be used as overdraft protection for your checking account.
  • Access to HSBC ATMs worldwide2, most with no withdrawal fees
    Take advantage of the expansive HSBC global network.
  • HSBC Debit Mastercard® card
    The convenience of HSBC Debit Mastercard® card with no annual or monthly service fees.

See Terms and Charges Disclosure for more information.

1 If Direct Deposit ceases, a $15 monthly maintenance fee will apply if balance requirements are not met. Qualifying Direct Deposits are electronic deposits of regular periodic payments made into your Choice Checking account through 3rd parties at least once per statement cycle. To avoid a monthly $15 maintenance fee for Choice Checking, you need to maintain direct deposit or $1,500 in total combined personal deposit and investment balances.

2 You may be charged additional fees by the ATM operator or network used including a fee by another HSBC entity operating ATMs outside the U.S. Foreign currency conversion rates may still apply.

Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

Select Credit Accounts are issued by HSBC Bank USA, N.A., subject to credit approval, and require a qualifying deposit relationship with HSBC Bank USA, N.A.

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

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Online Bill Pay

Enjoy the ease and convenience of paying your bills online, anytime.

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Have a question?

Call our Customer Relationship Center
800.975.4722

Monday - Sunday 7:00am - 12:00am ET
Automated banking available 24/7
Lost Stolen 24/7

TTY: 800.898.5999
Monday - Sunday 7:00am - 12:00am ET

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

Español

Estamos aquí para servirle. Si necesita ayuda en español o inglés, comuníquese con nosotros sin costo alguno al número 888.433.4722. Para llamadas por cobrar fuera de Estados Unidos, comuníquese al número 716.841.4288.

廣東話

我們隨時為您提供協助。需要廣東話或英語服務,請撥 800.711.8001(北美洲境內免費長途電話)或 716.841.6989(美國以外地區可採用對方付費方式致電)。

普通话

我们随时为您提供帮助。需要普通话或英语服务,请拨 800.711.8001(北美洲境内免费长途电话)或 716.841.6989(美国以外地区可采用对方付费方式致电)。

Other Languages

We're here to help. For service in any other languages, call us today toll-free at 800.975.4722. If you are calling from outside the U.S. or Canada, please call us collect at 716.841.7212.

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