Choice Checking Account | HSBC
Personal Choice Checking account offers convenience and value
- Free with Direct Deposit
Avoid monthly maintenance fees when you sign up for Direct Deposit.1
- Optional overdraft protection
Enjoy peace of mind when your account is protected with HSBC Select Credit® for Overdraft Protection .
- HSBC Debit Mastercard® card
The convenience of HSBC Debit Mastercard® card with no annual or monthly service fees.
- Free online banking
With free Personal Internet Banking, online Bill Pay and eStatements, life is easier and greener, too.
1 If Direct Deposit ceases, a $15 monthly maintenance fee will apply if balance requirements are not met. Qualifying Direct Deposits are electronic deposits of regular periodic payments made into your Choice Checking account through 3rd parties at least once per statement cycle. To avoid a monthly $15 maintenance fee for Choice Checking, you need to maintain direct deposit or $1,500 in total combined personal deposit and investment balances.
Select Credit® for Overdraft Protection Accounts are issued by HSBC Bank USA, N.A., subject to credit approval and require a linked qualifying personal checking account relationship with HSBC Bank USA, N.A.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.
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Equal Housing Lender.
|†† Investments, Annuity and Insurance Products:|
|ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES||ARE NOT FDIC INSURED||ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY||ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES||MAY LOSE VALUE|
Estamos aquí para servirle. Si necesita ayuda en español o inglés, comuníquese con nosotros sin costo alguno al número 888.433.4722. Para llamadas por cobrar fuera de Estados Unidos, comuníquese al número 716.841.4288.
我們隨時為您提供協助。需要廣東話或英語服務，請撥 800.711.8001（北美洲境內免費長途電話）或 716.841.6989（美國以外地區可採用對方付費方式致電）。
我们随时为您提供帮助。需要普通话或英语服务，请拨 800.711.8001（北美洲境内免费长途电话）或 716.841.6989（美国以外地区可采用对方付费方式致电）。
We're here to help. For service in any other languages, call us today toll-free at 800.975.4722. If you are calling from outside the U.S. or Canada, please call us collect at 716.841.7212.
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If you've started to fill out an online application for a deposit account and saved it, simply click the Retrieve an existing application link and be prepared to provide the following information:
First Name and Last Name
Social Security Number
Date of Birth
Your application will be made available for completion.
If you did not save your online application, you'll need to reapply for the product you are interested in. Simply return to the product page on the Public website that you were interested in and click the apply now button.
Thank you for your interest in HSBC. We look forward to helping you reach your financial goals.