Choice Checking - No Monthly Checking Fees with direct deposit l HSBC

Choice Checking

To apply or learn more call 800.975.4722 or

Apply online

Personal Choice Checking account offers convenience and value

  • Free with Direct Deposit
    Avoid monthly maintenance fees when you sign up for Direct Deposit.1
  • Optional overdraft protection
    Enjoy peace of mind when your account is protected with HSBC Select Credit® for Overdraft Protection .
  • HSBC Debit MasterCard® card
    The convenience of HSBC Debit MasterCard® card with no annual or monthly service fees.
  • Free online banking
    With free Personal Internet Banking, online Bill Pay and eStatements, life is easier and greener, too.

See Terms and Charges Disclosure for more information.

1 If Direct Deposit ceases, a $15 monthly maintenance fee will apply if balance requirements are not met. Qualifying Direct Deposits are electronic deposits of regular periodic payments made into your Choice Checking account through 3rd parties at least once per statement cycle. To avoid a monthly $15 maintenance fee for Choice Checking, you need to maintain direct deposit or $1,500 in total combined personal deposit and investment balances.

Select Credit® for Overdraft Protection Accounts are issued by HSBC Bank USA, N.A., subject to credit approval and require a linked qualifying personal checking account relationship with HSBC Bank USA, N.A.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

Wall Clock representing online bill payment

Online Bill Pay

Enjoy the ease and convenience of paying your bills online, anytime.

Learn More

Have a question?

Call our Customer Relationship Center
800.975.4722

Monday - Sunday 7:00am - 12:00am ET
Automated banking available 24/7
Lost Stolen 24/7

TTY: 800.898.5999
Monday - Sunday 7:00am - 12:00am ET

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

Español

Estamos aquí para servirle. Si necesita ayuda en español o inglés, comuníquese con nosotros sin costo alguno al número 888.433.4722. Para llamadas por cobrar fuera de Estados Unidos, comuníquese al número 716.841.4288.

廣東話

我們隨時為您提供協助。需要廣東話或英語服務,請撥 800.711.8001(北美洲境內免費長途電話)或 716.841.6989(美國以外地區可採用對方付費方式致電)。

普通话

我们随时为您提供帮助。需要普通话或英语服务,请拨 800.711.8001(北美洲境内免费长途电话)或 716.841.6989(美国以外地区可采用对方付费方式致电)。

Other Languages

We are here to help. For service in all other languages, call us today toll free at 800.975.4722. For collect calls outside the U.S., contact us at 716.841.7212.

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