Choice Checking Details - Free Online Banking and Bill Pay | HSBC

Choice Checking

To apply or learn more call 800.975.4722 or

Apply online

Saving Money with Choice Checking account

Free with Direct Deposit1

Sign up for Direct Deposit with a Choice Checking account and you are choosing a convenient option for your everyday banking needs. You can also avoid the $15 monthly maintenance fee by maintaining at least $1,500 in combined monthly personal deposit and investment balances.

Learn about our Regular Savings or Online Savings accounts.

Overdraft protection

Avoid overdraft fees with HSBC Select Credit® for Overdraft Protection. Available funds from your Select Credit line are automatically transferred to your checking account in the event your account becomes overdrawn. You can also access funds easily from your Select Credit line with Select Credit checks.

Personal Internet Banking

Simplify your finances and bank online with HSBC's convenient Personal Internet Banking with your new Choice Checking account. Personal Internet Banking lets you:

  • Save time and energy with online Bill Pay
  • Eliminate paper statements to help reduce waste when you sign up for eStatements
  • View account balances while tracking purchases and transactions
  • Easily find copies of your posted check when you choose RecordCheck® service2

It all adds up to less clutter, more convenience and increased security.

HSBC Debit MasterCard® card

The HSBC Debit MasterCard® card is welcomed at millions of locations worldwide - anywhere MasterCard is accepted. Use your HSBC Debit MasterCard card to make deposits, transfer funds between your HSBC accounts, obtain cash or see account balance information at HSBC ATMs across the United States.

See Terms and Charges Disclosure for more information.

1 If Direct Deposit ceases, a $15 monthly maintenance fee will apply if balance requirements are not met. Qualifying Direct Deposits are electronic deposits of regular periodic payments made into your Choice Checking account through 3rd parties at least once per statement cycle.

2 Check images are only available if you have RecordCheck®.

Select Credit® for Overdraft Protection Accounts are issued by HSBC Bank USA, N.A., subject to credit approval and require a linked qualifying personal checking account relationship with HSBC Bank USA, N.A.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

Wall Clock representing online bill payment

Online Bill Pay

Enjoy the ease and convenience of paying your bills online, anytime.

Learn More

Have a question?

Call our Customer Relationship Center
800.975.4722

Monday - Sunday 7:00am - 12:00am ET
Automated banking available 24/7
Lost Stolen 24/7

TTY: 800.898.5999
Monday - Sunday 7:00am - 12:00am ET

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

Español

Estamos aquí para servirle. Si necesita ayuda en español o inglés, comuníquese con nosotros sin costo alguno al número 888.433.4722. Para llamadas por cobrar fuera de Estados Unidos, comuníquese al número 716.841.4288.

廣東話

我們隨時為您提供協助。需要廣東話或英語服務,請撥 800.711.8001(北美洲境內免費長途電話)或 716.841.6989(美國以外地區可採用對方付費方式致電)。

普通话

我们随时为您提供帮助。需要普通话或英语服务,请拨 800.711.8001(北美洲境内免费长途电话)或 716.841.6989(美国以外地区可采用对方付费方式致电)。

Other Languages

We are here to help. For service in all other languages, call us today toll free at 800.975.4722. For collect calls outside the U.S., contact us at 716.841.7212.

Go to Top