HSBC Premier account | HSBC

¹ To qualify for HSBC Premier status, you need to open a Premier Checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal Premier relationship. A monthly maintenance fee of $50.00 will be incurred if minimum balance requirements are not maintained. You have up to 90 days after account opening to meet the full $100,000 balance requirement.

² ATM transaction fees will not be charged at any HSBC-globally branded ATM with the exception of transactions initiated in the following countries: Argentina, Bermuda, France, Greece, Malta, Mexico, New Zealand, Panama and Turkey. However, foreign currency conversion rates may still apply to all transactions.

³ Global View and Global Transfers not available in all countries. Foreign currency exchange rates may apply.

⁴ Discounts and loan amount depend on specific program and may require certain Premier balances, reserves, equity and automatic payment from a Premier Checking account.

⁵ HSBC Premier Deluxe Mortgage, which has additional requirements, is available up to $5 million.

⁶ Interest rate may increase per the terms stated in your adjustable rate note and, for both Fixed and Adjustable Rate Premier Deluxe Mortgage options, in the event you cease to maintain a required Premier relationship with HSBC Bank USA, N.A.

United States persons (including U.S. citizens and residents) are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non–U.S. accounts – including, for example, Form TD F 90–22.1 (Report of Foreign Bank and Financial Accounts ("FBAR")). U.S. persons should consult a tax adviser for more information.

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Deposit products offered in U.S. by HSBC Bank USA, N.A. Member FDIC.