HSBC Premier Checking Account | HSBC

World-class banking with personal attention

  • Professional support
    Your Relationship Manager provides access to all that HSBC has to offer
  • Complimentary services
    No monthly maintenance fee if balance requirements1 are met
  • HSBC ATM access worldwide
    Most with no withdrawal fees2
  • HSBC Premier Savings account
    One of our highest-yield Money Market accounts
  • Global View and Global Transfers3
    Access your eligible worldwide HSBC deposit accounts online and transfer funds between them
  • Home Financing Services
    Our best rates4 on Premier Deluxe Mortgages5, closing cost credit, and up to $3 million in financing with fixed and adjustable rate mortgage (ARM)6 options
  • International Services
    Receive priority service and emergency financial support at HSBC branches across the street or around the globe
  • HSBC Premier Debit World MasterCard®
    Pay no foreign transaction fees on your purchases with the HSBC Premier Debit World MasterCard®

See Terms and Charges Disclosure for more information.

1 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for a personal HSBC Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum linked combined balance requirements are not maintained.


2 You may be charged additional fees by the ATM operator or network used including a fee by another HSBC entity operating ATMs outside the U.S. Foreign currency conversion rates may still apply.


3 Global View and Global Transfers not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees.


4 Discounts and loan amount depend on specific program and may require certain Premier balances, reserves, equity and automatic payment from a U.S. Premier checking account.


5 To be eligible for an HSBC Premier Deluxe Mortgage, you must: (a) be an HSBC Premier relationship customer with a U.S. Premier checking account; and (b) have combined personal deposit and investment balances of at least $100,000 USD or equivalent at any member of the HSBC Group (in the U.S. or home country). The Premier balances must be fully funded before the closing of the mortgage loan.


6 Interest rate may increase per the terms stated in your adjustable rate note.


United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.


MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.


Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.


Deposit products are offered in U.S. by HSBC Bank USA, N.A. Member FDIC.

Have a question?

Call our Customer Relationship Center
800.975.4722

Monday - Sunday 7:00am - 12:00am ET
Automated banking available 24/7
Lost Stolen 24/7

TTY: 800.898.5999
Monday - Sunday 7:00am - 12:00am ET

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

Español

Estamos aquí para servirle. Si necesita ayuda en español o inglés, comuníquese con nosotros sin costo alguno al número 888.433.4722. Para llamadas por cobrar fuera de Estados Unidos, comuníquese al número 716.841.4288.

廣東話

我們隨時為您提供協助。需要廣東話或英語服務,請撥 800.711.8001(北美洲境內免費長途電話)或 716.841.6989(美國以外地區可採用對方付費方式致電)。

普通话

我们随时为您提供帮助。需要普通话或英语服务,请拨 800.711.8001(北美洲境内免费长途电话)或 716.841.6989(美国以外地区可采用对方付费方式致电)。

Other Languages

We're here to help. For service in any other languages, call us today toll-free at 800.975.4722. If you are calling from outside the U.S. or Canada, please call us collect at 716.841.7212.

Welcome back!

We're happy you have come back to complete your Online HSBC account application.

If you've started to fill out an online application for a deposit account and saved it, simply click the Retrieve an existing application link and be prepared to provide the following information:

First Name and Last Name
Social Security Number
Date of Birth

Your application will be made available for completion.

RETRIEVE AN EXISTING APPLICATION

If you did not save your online application, you'll need to reapply for the product you are interested in. Simply return to the product page on the Public website that you were interested in and click the apply now button.

Thank you for your interest in HSBC. We look forward to helping you reach your financial goals.

HSBC Premier $99 fee mortgage

To apply or learn more call 0800 032 4738 or

Apply online
HSBC Premier

To apply or learn more call 0800 032 4738 or

Apply online
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