Credit Cards Comparison | HSBC

HSBC Premier World MasterCard® credit card

A card designed just for our HSBC Premier clients1, providing an exceptionally rich Rewards Program and a vast array of benefits tailored to the needs of the discerning traveler and shopper2.

Apply for Premier Credit Card

  • Introductory Offer
    40,000 Rewards Program Bonus Points3
    for new Premier World MasterCard® credit card clients who spend $2,500 or more in new, net card purchases during the first three months from Account opening. Plus you will earn 1 Point for every new, net dollar in credit card purchases, with no Points expiration or earnings cap. For example, 40,000 Points can be redeemed for a free flight worth $6004.
  • World-class Rewards
  • Comprehensive Travel and Shopping Benefits
  • No Foreign Transaction Fees
  • $0 Annual Fee
    for qualified Premier clients1
  • Competitive Purchase APR
    variable APR of 13.24% or 17.24% will apply.

Check your eligibility

Explore card details Log on to apply

View the HSBC Premier Cardmember Agreement
View the HSBC Advance Cardmember Agreement
View the HSBC Platinum with Rewards Cardmember Agreement
View the HSBC Platinum Cardmember Agreement

Summary of Terms can be accessed here

1 HSBC Premier World MasterCard® credit card requires a U.S. HSBC Premier relationship and is subject to credit approval. To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal HSBC Premier Relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

2 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with MasterCard® or HSBC Bank USA, N.A. Please refer to the Premier World MasterCard® credit card Guide to Benefits and Terms & Conditions brochure, which will be supplied to all new customers following the receipt of their card.

3 The 40,000 Rewards Program Bonus Points ("Bonus Points") offer applies to new, net purchases using your HSBC Premier World MasterCard® credit card when you charge the qualifying amount or more, within the first three (3) months from Account opening ("Promotional Period"). The 40,000 Bonus Points offer does not apply to balance transfers, credit card checks, cash advances or overdrafts. Your Premier World MasterCard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account.

4 All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.

HSBC Premier World MasterCard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Premier relationship. To learn more, speak with an HSBC Premier Relationship Manager.

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

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Summary of Terms can be accessed here

1 The 25,000 Rewards Program Bonus Points ("Bonus Points") offer applies to new, net purchases using your HSBC Advance MasterCard® credit card when you charge the qualifying amount or more within the first three (3) months from Account opening ("Promotional Period"). The 25,000 Bonus Points offer does not apply to balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Advance MasterCard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account.

2 Customers can choose to receive cash back redemptions as a direct deposit or as a statement credit on their HSBC Credit Card. If you select cash back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible. See the Advance MasterCard® credit card Guide to Benefits and Terms & Conditions brochure for further details.

3 To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined U.S. personal deposit and investment balances of at least $10,000 OR at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per monthly cycle. Business owners may use their HSBC commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met.

4 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal HSBC Premier Relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

HSBC Advance MasterCard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require U.S. HSBC Advance or Premier relationship. To learn more, speak with an HSBC branch representative.

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

* Viewing PDF files require the use of Adobe Acrobat Reader. If you do not already have Adobe Acrobat Reader, you can download it online. After downloading the software, follow the instructions for installing the program. If you prefer, you can always download the files now and open them offline later. To download the Reader to your computer, click the Adobe button.

To download the Reader to your computer, click the Adobe button. Get Adobe Reader

Summary of Terms can be accessed here

1 You will receive 15,000 Rewards Program Bonus Points ("Bonus Points"), which can be redeemed for $150 cash back. To qualify and receive the Bonus Points, you must charge the qualifying amount or more in new, net purchases within the first three (3) months from Account opening ("Promotional Period"), using your HSBC Platinum MasterCard® with Rewards credit card. The 15,000 Bonus Points do not apply to balance transfers, credit card checks, cash advances or overdrafts. Your Platinum MasterCard® with Rewards credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after Promotional Period has ended for Bonus Points to post to your Account.

2 Customers can choose to receive cash back redemptions as a direct deposit or as a statement credit on their HSBC Credit Card. If you select cash back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible. See the Platinum MasterCard® with Rewards credit card Guide to Benefits and Terms & Conditions brochure for further details.

HSBC Platinum MasterCard® with Rewards credit card is issued by HSBC Bank USA, N.A., subject to credit approval.

MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

* Viewing PDF files require the use of Adobe Acrobat Reader. If you do not already have Adobe Acrobat Reader, you can download it online. After downloading the software, follow the instructions for installing the program. If you prefer, you can always download the files now and open them offline later. To download the Reader to your computer, click the Adobe button.

To download the Reader to your computer, click the Adobe button. Get Adobe Reader

Summary of Terms can be accessed here

HSBC Platinum MasterCard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval.

MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

* Viewing PDF files require the use of Adobe Acrobat Reader. If you do not already have Adobe Acrobat Reader, you can download it online. After downloading the software, follow the instructions for installing the program. If you prefer, you can always download the files now and open them offline later. To download the Reader to your computer, click the Adobe button.

To download the Reader to your computer, click the Adobe button. Get Adobe Reader

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Eligibility

To apply for an HSBC Bank USA, N.A. Premier World MasterCard® credit card you must have an existing U.S. HSBC Premier1 checking account relationship.

To qualify for a U.S. HSBC Premier relationship, you need to:

  • Open an HSBC Premier checking account and
  • Maintain $100,000 in combined U.S. personal deposit and investment balances

Eligibility

To apply for an HSBC Advance MasterCard® credit card you must have an existing HSBC Advance3 or Premier4 checking account relationship.

To qualify for a U.S. HSBC Advance relationship, you need to:

  • Open an HSBC Advance checking account and
  • Maintain $10,000 OR at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per monthly cycle
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