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HSBC Platinum MasterCard® with Cash or Fly Rewards

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HSBC Advance offers a comprehensive banking relationship including the HSBC Platinum MasterCard® with Cash or Fly Rewards. Click to request a call-back to discuss your banking needs.

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0%1 Introductory APR on credit card purchases and balance transfers for 12 months from Account opening

After the Introductory Period, a variable APR of 12.99%, 16.99% or 22.99%1, depending on creditworthiness, will apply.

Enjoy no interest on purchases and balance transfers for 12 months from Account opening, when you apply now.

Next Steps

Once you have submitted your online application, we will notify you if it can be approved online or if other information is needed to complete the application.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.

What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.

Privacy and Security

HSBC recognizes the importance of protecting your privacy and safeguarding the confidentiality of personal information. Visit our HSBC Security & Fraud Center to learn more about how HSBC helps keeps your information secure, and what you can do to ensure a safe online experience.

Questions

If you need assistance or have questions about the application, please contact us or call 888.404.4050.

Summary of Terms can be accessed here.

1 The information about the costs and benefits of the card described is accurate as of 09/17/2014. The 0% Introductory APR does not apply to cash advances. After the Introductory Period, a variable Purchase APR of 12.99%, 16.99% or 22.99%, depending on your creditworthiness, will apply to credit card purchases. After the Introductory Period, a variable Balance Transfer APR of 12.99%, 16.99% and 22.99%, depending on your creditworthiness, will apply to balance transfers and credit card checks. The variable Cash APR applies to cash advances and overdrafts and is 24.99%. Your APRs may increase to the variable Penalty APR of 29.99% if you fail to make a minimum payment to us when due. These APRs will vary with the market based on the Prime Rate. For each billing cycle, variable APRs are calculated by adding a specified amount ("Spread") to the U.S. prime rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month ("Prime Rate"). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The Minimum Interest Charge is $1.00. A Cash Advance Fee of either $10 or 4%, whichever is greater, will apply on each cash advance transaction. A Balance Transfer Fee of either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check. An Overdraft Transaction Fee of $10 or 4%, whichever is greater, will apply to the overdraft amount, if applicable. There is no Annual Fee or Foreign Transaction Fee.

We may change the terms on your Account. This may include changing, adding, or removing terms. We may do this in response to the legal, business, competitive environment or other reasons not listed here. We may increase the interest rate on existing balances in limited circumstances. Changes to some terms may require at least 45 days advance notice, and we will tell you in the notice if you have the right to reject a change. We cannot change certain terms during the first year of your Account.

HSBC Credit Cards are issued by HSBC Bank USA, N.A.

MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

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†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE
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