HSBC Premier World Elite Mastercard credit card | HSBC

 

HSBC Premier World Elite Mastercard® credit card

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Earn 50,000 Rewards Program Bonus Points

worth $750 in air travel, after spending $4,000 or more in the first 3 months from Account opening2.

Rewards

Earn 3X Rewards Program Points on travel.

Earn 2X Rewards Program Points on dining.

Earn 1X Point on all other purchases.

Travel Benefits

Make your next trip worry-free with our exceptional travel benefits. From lost luggage to trip cancellations, we've got you covered4.

Shopping Benefits

Shop with confidence knowing that your purchases are covered with our valuable protection benefits4.

Enhanced Protection

Receive personalized assistance in the event your identity is compromised. Your card is also equipped with a security chip for enhanced fraud protection.

Fees and Rates

$395 Annual Fee†, 6 (plus $65 per Authorized User)

No Foreign Transaction Fees

Competitive, variable APR of 13.99% or 17.99%†, 6 on Purchases and Balance Transfers

  • Introductory Offer
    • Earn 50,000 Rewards Program Bonus Points worth $750 in air travel, after spending $4,000 or more in the first 3 months from Account opening.
  • Rewards
    • Earn 3X Rewards Program Points on travel, earn 2X Points on dining, earn 1X Point on all other purchases.
    • Earn unlimited Rewards Program Points with no expiration.
    • Redeem Points for flights, hotel reservations and car rentals using our online travel site.
    • Fly on most major airlines with no blackout dates or seat restrictions.
    • Book your own airline travel, and receive a statement credit to reimburse the cost.
    • Transfer your Points to air miles with participating airline partners3.
  • Travel Benefits
    • Complimentary membership to over 850 airport lounges, plus up to 15% off airport retailers4.
    • $100 Annual Air Travel Credit to reimburse ticket purchases, seat upgrades, baggage fees or in-flight purchases4.
    • $85 TSA Pre✓® credit to reimburse the application fee4.
    • $100 Annual Statement Credits for rides with Uber and Lyft.
    • Unlimited Boingo Wi-Fi access4.
    • World Elite Concierge Service to help with all your travel planning and shopping needs5.
    • Car rental collision and damage insurance4.
    • Lost or damaged baggage coverage4.
    • Trip Cancellation Insurance4.
    • $1 Million Travel Accident Insurance4.
    • 10% discount when you book your hotel or vacation home stay through Expedia, Agoda or onefinestay4.
  • Shopping Benefits
    • Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at over 140 online stores4.
    • Extended Warranty doubles your original warranty up to two additional years4.
    • Purchase Assurance® covers most purchases against accidental damage or theft for up to 90 days4.
    • Satisfaction Guarantee provides up to $250 for a disappointing purchase if the merchant does not accept the return4.
    • Price Protection refunds the difference if you purchase an item and see it advertised for less within 120 days4.
  • Enhanced Protection
    • Security chip offers enhanced protection when used at chip-enabled terminals.
    • Identity Theft Resolution Services provides help restoring credit and expense reimbursement, in the event your identity is compromised4.
    • Make mobile purchases quickly and securely with Android PayTM, Apple PayTM and Samsung PayTM.
  • Fees and Rates
    • $395 Annual Fee†, 6 (plus $65 per Authorized User)
    • No Foreign Transaction Fees
    • Competitive, variable APR of 13.99% or 17.99%†, 6 on Purchases and Balance Transfers

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.

What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.

Summary of Terms can be accessed here

HSBC Premier World Elite Mastercard® credit card Guide to Benefits and Terms & Conditions brochure can be accessed here

HSBC Premier World Elite Mastercard® credit card Rewards & Benefits brochure can be accessed here

1 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for a personal HSBC Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

2 The 50,000 Rewards Program Bonus Points ("Bonus Points") offer applies to new, net purchases using your HSBC Premier World Elite Mastercard® credit card when you charge the qualifying amount or more within the first three (3) months from Account opening ("Promotional Period"). The 50,000 Bonus Points offer does not apply to balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Premier World Elite Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account.

3 Certain restrictions, limits and exclusions may apply. Full details will be sent when you become a customer.

4 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard® or HSBC Bank USA, N.A. Please refer to the HSBC Premier World Mastercard® credit card Guide to Benefits and Terms and Conditions brochure, which will be supplied to all new customers following the receipt of their card.

5 The Mastercard® Concierge Service is provided by Aspire Lifestyles. Certain restrictions, limitations and exclusions may apply. This service is administered by a company not affiliated with HSBC Bank USA, N.A.

6 The information about the costs and benefits of the card described is accurate as of 11/22/2017. The information may have changed after that date. To find out what may have changed, call Wall Street Journal. A variable Purchase APR applies to credit card purchases and will be either 13.99% or 17.99%, depending on your credit worthiness. A variable Balance Transfer APR applies to balance transfers and credit card checks and will be either 13.99% or 17.99%, depending on your credit worthiness. The variable Cash APR applies to cash advances and overdrafts and is 25.99%. Your APRs may increase to the variable Penalty APR of 30.99% if you fail to make a minimum payment to us when due. These APRs will vary with the market based on the Prime Rate. For each billing cycle, variable APRs are calculated by adding a specified amount ("Spread") to the U.S. Prime Rate published in the Money Rates table of Wall Street Journal that is in effect on the last day of the month ("Prime Rate"). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The Minimum Interest Charge is $0.50. A Balance Transfer Fee of either $5 or 3%, whichever is greater, will apply on each balance transfer and credit card check. A Cash Advance Fee of either $5 or 3%, whichever is greater, will apply on each cash advance transaction. There is no Overdraft Transaction Fee or Foreign Transaction Fee. A $395 Annual Fee will apply for HSBC Premier World Mastercard® credit card account clients who have a qualifying U.S. HSBC Premier checking account relationship1, and a $65 Annual Fee will apply to each Authorized User.

HSBC Premier World Elite Mastercard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Premier relationship. To learn more, speak with an HSBC Premier Relationship Manager.

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

Android Pay is a trademark of Google Inc.

Apple Pay is a trademark of Apple Inc.

Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

Have a question?

Call our Customer Relationship Center
800.975.4722

Monday - Sunday 7:00am - 12:00am ET
Automated banking available 24/7
Lost Stolen 24/7

TTY: 800.898.5999
Monday - Sunday 7:00am - 12:00am ET

†† Investments, Annuity and Insurance Products:
ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES ARE NOT FDIC INSURED ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE

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Other Languages

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