HSBC Premier World MasterCard to fit your international travel needs | HSBC
The credit card that fits your global lifestyle
- World-Class Benefits
- No annual fee for qualified Premier customers† 2
- No foreign transaction fees† 2
- Competitive APR† 2
- Rewards Program
As a new Premier World MasterCard® credit card customer, earn 40,000 Rewards Program Bonus Points3 after spending $2,500 in new, net card purchases in the first three months from Account opening. Redeem Points towards a variety of rewards such as credit towards airline tickets, frequent flyer miles at participating airlines, cash back, vacation packages and much more. Enjoy Points with no expiration dates or earnings cap4 .
- Peace of mind anywhere you go
In the unlikely event of losing your card when you travel, you can take advantage of emergency temporary credit card replacement or same-day cash advance almost anywhere you are in the world. Usage restrictions apply to the temporary card.
- HSBC Premier Privileges
Exclusive access to a variety of special merchant offers across the country and around the world.
†Summary of Terms can be accessed here
1 HSBC Premier World MasterCard® credit card requires an HSBC relationship and is subject to credit approval. To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal HSBC Premier Relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.
2 The information about the costs and benefits of the card described is accurate as of 07/26/2016. The variable Purchase APR applies to credit card purchases and will be either 13.24% or 17.24%, depending on your credit worthiness. The variable Balance Transfer APR applies to balance transfers and credit card checks and will be either 13.24% or 17.24%, depending on your credit worthiness. The variable Cash APR applies to cash advances and overdrafts and is 25.24%. Your APRs may increase to the variable Penalty APR of 30.24% if you fail to make a minimum payment to us when due. These APRs will vary with the market based on the Prime Rate. For each billing cycle, variable APRs are calculated by adding a specified amount ("Spread") to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month ("Prime Rate"). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The Minimum Interest Charge is $0.50. A Balance Transfer Fee of either $5 or 3%, whichever is greater, will apply on each balance transfer and credit card check. A Cash Advance Fee of either $5 or 3%, whichever is greater, will apply on each cash advance transaction. A $0 Annual Fee will apply for HSBC Premier World MasterCard® credit card account clients who have a qualifying U.S. HSBC Premier1 checking account relationship. A $95 Annual Fee will apply for HSBC Premier World MasterCard® credit card Account clients who no longer have a qualifying U.S. HSBC Premier1 checking account relationship. The Annual Fee will not be assessed to your credit card Account within the first year of Account opening. There is no Overdraft Transaction Fee or Foreign Transaction Fee. See Summary of Terms for details.
We may change the terms on your Account. This may include changing, adding, or removing terms. We may do this in response to the legal, business, competitive environment or other reasons not listed here. We may increase the interest rate on existing balances in limited circumstances. Changes to some terms may require at least 45 days advance notice, and we will tell you in the notice if you have the right to reject a change. We cannot change certain terms during the first year of your Account.
3 The 40,000 Rewards Program Bonus Points ("Bonus Points") offer applies to new, net purchases using your HSBC Premier World MasterCard® credit card when you charge the qualifying amount or more, within the first three (3) months from Account opening ("Promotional Period"). The 40,000 Bonus Points offer does not apply to balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Premier World MasterCard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account.
4 Please refer to the Premier World MasterCard® credit card Guide to Benefits and Terms & Conditions brochure for further details, which will be supplied to all new customers following the receipt of their card.
HSBC Premier World MasterCard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Premier relationship. To learn more, speak with an HSBC Premier Relationship Manager.
MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.
To qualify for an HSBC Premier relationship, you are required to:
- Open an HSBC Premier Checking account and
- Maintain $100,000 in combined U.S. personal deposit and investment balances
Not ready to begin a Premier relationship?
HSBC Advance can help you get there.
Note: Business owners may use their commercial balances to qualify for personal Premier membership. Clients who maintain the required minimum balance avoid a monthly maintenance fee of $50. Please contact Premier Service Center for information regarding qualifying commercial balances.
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|†† Investments, Annuity and Insurance Products:|
|ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES||ARE NOT FDIC INSURED||ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY||ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES||MAY LOSE VALUE|
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我们随时为您提供帮助。需要普通话或英语服务，请拨 800.711.8001（北美洲境内免费长途电话）或 716.841.6989（美国以外地区可采用对方付费方式致电）。
We are here to help. For service in all other languages, call us today toll free at 800.975.4722. For collect calls outside the U.S., contact us at 716.841.7212.