HSBC Premier World MasterCard | HSBC
Introductory Offer - 40,000 Rewards Program Bonus Points1
For new HSBC Premier World MasterCard® credit card clients who spend $2,500 or more in new, net card purchases during the first 3 months from Account opening.
No annual fee for qualified Premier clients† 2
No foreign transaction fees
Premier Rewards Program
Earn unlimited Premier Rewards Program Points with no cap and no expiration.
Make your next trip worry-free with our exceptional travel benefits. From lost luggage to trip cancellations, we've got you covered3.
Shop with confidence knowing that your purchases are covered with our valuable protection benefits3.
MasterCard® Concierge Service4 provides personalized assistance with travel plans, dining reservations and much more.
- 40,000 Rewards Program Bonus Points1 for new HSBC Premier World MasterCard® credit card clients who spend $2,500 or more in new, net card purchases during the first 3 months from Account opening.
- In the event your luggage is lost or damaged, you can receive reimbursement for the cost to replace or repair your items3.
- Trip Cancellation Insurance can reimburse you for non-refundable, common carrier fare tickets when you are forced to cancel due to covered reasons3.
- No annual fee for qualified Premier clients† 2
- No foreign transaction fees
- A variable APR of 13.49% or 17.49%† 2 will apply to card purchases, balance transfers and credit card checks.
- Purchase Assurance® covers most purchases up to $1,000 against accidental damage or theft for 90 days from the date of purchase3.
- Extended Warranty doubles your original warranty for up to two additional years3.
- Satisfaction Guarantee provides a refund of up to $250 if you become dissatisfied with your purchase3.
- Price Protection can refund the difference if you buy an item and then see it advertised for less within 120 days3.
- Redeem Points for airline travel with no blackout dates or seat restrictions.
- You can also redeem for brand name merchandise, gift cards from popular retailers7 or cash back5.
- Our Rewards for Miles program allows you to transfer your Points to participating airline frequent flyer programs.
- You can rely on MasterCard® Concierge Service for assistance with a variety of tasks – from making dinner reservations to locating hard-to-find items4.
To apply for an HSBC Bank USA, N.A. Premier World MasterCard® credit card you must have an existing U.S. HSBC Premier6 checking account relationship.Learn more about HSBC Premier
† Summary of Terms can be accessed here
HSBC Premier World MasterCard® credit card Guide to Benefits and Terms & Conditions brochure can be accessed here
HSBC Premier World MasterCard® credit card Rewards & Benefits brochure can be accessed here
1 The 40,000 Rewards Program Bonus Points ("Bonus Points") offer applies to new, net retail purchases using your HSBC Premier World MasterCard® credit card when you charge the qualifying amount or more, within the first three (3) months from Account opening ("Promotional Period"). The 40,000 Bonus Points offer does not apply to balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Premier World MasterCard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account.
2 The information about the costs and benefits of the card described is accurate as of 01/19/2017. A variable Purchase APR applies to credit card purchases and will be either 13.49% or 17.49%, depending on your credit worthiness. A variable Balance Transfer APR applies to balance transfers and credit card checks and will be either 13.49% or 17.49%, depending on your credit worthiness. The variable Cash APR applies to cash advances and overdrafts and is 25.49%. Your APRs may increase to the variable Penalty APR of 30.49% if you fail to make a minimum payment to us when due. These APRs will vary with the market based on the Prime Rate. For each billing cycle, variable APRs are calculated by adding a specified amount ("Spread") to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month ("Prime Rate"). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The Minimum Interest Charge is $0.50. A Balance Transfer Fee of either $5 or 3%, whichever is greater, will apply on each balance transfer and credit card check. A Cash Advance Fee of either $5 or 3%, whichever is greater, will apply on each cash advance transaction. A $0 Annual Fee will apply for HSBC Premier World MasterCard® credit card account clients who have a qualifying U.S. HSBC Premier6 checking account relationship. A $95 Annual Fee will apply for HSBC Premier World MasterCard® credit card Account clients who no longer have a qualifying U.S. HSBC Premier6 checking account relationship. The Annual Fee will not be assessed to your credit card Account within the first year of Account opening. There is no Overdraft Transaction Fee or Foreign Transaction Fee. See Summary of Terms for details.
We may change the terms on your Account. This may include changing, adding, or removing terms. We may do this in response to the legal, business, competitive environment or other reasons not listed here. We may increase the interest rate on existing balances in limited circumstances. Changes to some terms may require at least 45 days advance notice, and we will tell you in the notice if you have the right to reject a change. We cannot change certain terms during the first year of your Account.
3 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with MasterCard®, or HSBC Bank USA, N.A. See the HSBC Premier World MasterCard® credit card Guide to Benefits and Terms & Conditions brochure for full details.
4 The MasterCard® Concierge Service is provided by Aspire Lifestyles. Certain restrictions, limitations and exclusions may apply. This service is administered by a company not affiliated with HSBC Bank USA, N.A.
5 Clients can choose to receive cash back redemptions as a direct deposit or as a statement credit on their HSBC Credit Card. If you select cash back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible. See the HSBC Premier World MasterCard® credit card Guide to Benefits and Terms & Conditions brochure for further details.
6 HSBC Premier World MasterCard® credit card requires a U.S. HSBC Premier relationship and is subject to credit approval. To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal HSBC Premier Relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.
7 All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.
HSBC Premier World MasterCard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Premier relationship. To learn more, speak with an HSBC Premier Relationship Manager.
Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.
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|†† Investments, Annuity and Insurance Products:|
|ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES||ARE NOT FDIC INSURED||ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY||ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES||MAY LOSE VALUE|
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