No Foreign Transaction Fees Credit Cards | HSBC
New to HSBC
Apply now for a Premier Relationship to become eligible for the HSBC Premier World MasterCard® credit cardApply online
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Or call: 866.909.1269
Existing HSBC Premier Client
Log in to apply for your HSBC Premier World MasterCard® credit card
Call us: 888.662.4722Log on to apply
Essential benefits other cards don't match
- Rich rewards with no annual fee† 1
- A competitve APR† 1
- No foreign transaction fees† 1
Apply now for a Premier Relationship to become eligible for the HSBC Premier World MasterCard®Apply online
Apply over the phone
Call us: 888.662.4722
Essential benefits other cards don't match
- No annual fee and low APR1
- No foreign transaction fees1
- No pre-set spending limit with no over the credit limit fees2
Note: By applying for an HSBC Premier account, you agree to accept the enrollment requirements listed on the right under "Premier eligibility" section.
If you do not accept these requirements, consider HSBC Advance.
Once you have submitted your online application, we will notify you if it can be approved online or if other information is needed to complete the application.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.
What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.
Privacy and Security
HSBC recognizes the importance of protecting your privacy and safeguarding the confidentiality information you provided us. Visit our HSBC Security & Fraud Center to learn more about how HSBC helps keeps your information secure, and what you can do to ensure a safe online experience.
If you need assistance or have questions about the application, please contact us or call 888.404.4050.
† Summary of Terms can be accessed here.
HSBC Premier World MasterCard® credit card requires an HSBC relationship and is subject to credit approval. To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal HSBC Premier Relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.
1 The information about the costs and benefits of the card described is accurate as of 11/27/2014. The variable Purchase APR applies to credit card purchases and is 12.99%. The variable Balance Transfer APR applies to balance transfers and credit card checks and is 12.99%. The variable Cash APR applies to cash advances and overdrafts and is 24.99%. Your APRs may increase to the variable Penalty APR of 29.99% if you fail to make a minimum payment to us when due. These APRs will vary with the market based on the Prime Rate. For each billing cycle, variable APRs are calculated by adding a specified amount ("Spread") to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month ("Prime Rate"). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The Minimum Interest Charge is $0.50. A Cash Advance Fee of either $5 or 3%, whichever is greater, maximum $50 fee, will apply on each cash advance transaction. A Balance Transfer Fee of either $5 or 3%,whichever is greater, maximum 50 fee, will apply on each balance transfer and credit card check. There is no Annual Fee, Overdraft Transaction Fee, or Foreign Transaction Fee.
We may change the terms on your Account. This may include changing, adding, or removing terms. We may do this in response to the legal, business, competitive environment or other reasons not listed here. We may increase the interest rate on existing balances in limited circumstances. Changes to some terms may require at least 45 days advance notice, and we will tell you in the notice if you have the right to reject a change. We cannot change certain terms during the first year of your Account.
HSBC Premier World MasterCard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require an HSBC Premier relationship. To learn more, speak with an HSBC Premier Relationship Manager.
MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.
To qualify for an HSBC Premier relationship, you are required to:
- Open an HSBC Premier Checking account and
- Maintain $100,000 in combined U.S. personal deposit and investment balances
Not ready to begin a Premier relationship?
HSBC Advance can help you get there.
Note: Business owners may use their commercial balances to qualify for personal Premier membership. Clients who maintain the required minimum balance avoid a monthly maintenance fee of $50. Please contact Premier Service Center for information regarding qualifying commercial balances.
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|†† Investments, Annuity and Insurance Products:|
|ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES||ARE NOT FDIC INSURED||ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY||ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES||MAY LOSE VALUE|